MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

APRIL LYNN PETTINELLI MEGAN E. BAILEY JOHANNA LEE WALTERS LOUIS P SPINELLI Pascale Abi-Khattar SHARINA M MACK RYAN D HARRIS Kevin E Kindig Michael Geoghegan Brooke Alexandra Blanche Theresa KATHLEEN McDonough PATRICIA STRAIN-RILEY Marcus J Hernandez Michael C Lesher PAUL ESPOSITO JAMIE REYNOLD POLICARE NATHANIEL RYAN COLEMAN DENNIS NEVIN OMALLEY KAREN LYNNE SHARP PATRICK JOSEPH DINAN Sean Patrick Riley Kevin Morrissey Rebecca Lehrman Sweeney Drew Patrick Pettinelli Paul B Mullen Adam S Goldman DENNIS JOHN OMALLEY VINCENT LOUIS FARRY JAMES FRED ADE BONNIE SUE MAYNE Michael A Goldstein DONNA JEAN WELLS KRISTA A REGALDI Anthony Firrantello Casey M Urkuski Gregory John Curran Bernice Antonelli CAROL SUSAN MORRIS