MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

PEBBLE S WILLOUGHBY MICHELLE MARIE VANCE Matthew P. Thomas James C Carpas Patricia Diane Orantek Preston James Ptak KENNETH DONALD CUNNINGHAM DAVID ALAN COURTAD Patricia Papes LUCY O'CONNELL GARY A FEE William T Kiick ERIC DANIEL FULLER Harrison B Orendorf SARAH M WOLFF CLARISSE TUR VASANA LIPKE PETER FRANCIS WOJANOWSKI ROBERT THURMAN WRIGHT Peter J Calleri TIM PAPP Rebecca D Sarno MARK PYLYPIAK TIFFANY MARIE SAFRAN Ethan Martin Courtad SARAH ELIZABETH COURTAD Ziggy McPeters Michael Christopher Macko ANDREW DOUGLAS HARDING CHARLES WILLIAM FREEMAN John Carpas ELIZABETH ANN GOLDTHWAITE