Penelope Stephanie Tzougros

Current Employers

Employment History

• 07/2004 → Present
  Lpl Financial, Llc
  Waltham, MA
• 01/1992 → Present
  Bay Financial Advisors, Inc.
  Waltham, MA
• 12/2005 → Present
  Wealthy Choices (R) Llc
  Waltham, MA

Previous Registrations

• 2004-09-24 → 2021-12-31
  Bay Financial Advisors, Inc.
  Waltham, MA

Other Businesses

1) 05/26/2004: NO BUSINESS NAME * THROUGH A PUBLIC FORM (EX. AMAZON, BARNES7NOBLES) * SALE OF TAPES, ARTICLES, & BOOKS * NOT INV REL * AT REPORTED BUSINESS LOCATION(S) 2) 05/26/2004: NO BUSINESS NAME * Mortgage/Real Estate Services * real estate license * NOT INV REL * AT REPORTED BUSINESS LOCATION(S) 3) 06/07/2004: No Business Name - Non-Variable Insurance - Investment Related - At Reported Business Location(s) - SELL TERM, UNIVERSAL LIFE, FIXED ANN, LTC & DIS 4) 08/27/2004: DBA for LPL Business (entity for LPL business) * WEALTHY CHOICES * INV REL * AT REPORTED BUSINESS LOCATION(S) 5) 09/02/2004: DBA for LPL Business (entity for LPL business) * BAY FINANCIAL ASSOCIATES * INV REL * AT REPORTED BUSINESS LOCATION(S) 6) 12/15/2005: Wealthy Choices (R) LLC * Registered Investment Advisor * DBA: Wealthy Choices (R) LLC * INV REL * AT REPORTED BUSINESS LOCATION(S) * 16 Hr/Mo; TIME SPENT 10% 7) 01/03/2006: Wealthy Choices (R)LLC - Registered Investment Advisor - DBA: Wealthy Choices (R)LLC - Investment Related - At Reported Business Location(s) - 16 Hr/Mo - I provide investment advisory services through Wealthy Choices, LLC, an independent investment advisor firm. I started this business activity on 1/3/06. I expect to spend approximately 16hours/month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 8) 09/15/2010: No Business Name - Non-Variable Insurance - Investment Related - At Reported Business Location(s) - 5% Time Spent 9) 11/14/2016: No Business Name - Not Investment Related - Mortgage/Real Estate Services - Started 12/01/2016 - 5 Hours Per Month/1 Hour During Securities Trading - Real estate agent. 10) 9/24/2018 - Wealthy Choices (R) - Not Investment Related - At Reported Business Location(s) - Other-Author - Started 09/14/2018 - 1 Hour Per Month During Securities Trading - Author of books.

Exams

• S63 Uniform Securities Agent State Law Examination
  1986-06-06

Designations