Stephen Charles Merrill

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2013 → Present
  Heritage Financial Consultant
  Hunt Valley, MD
• 12/2013 → 01/2025
  Lincoln Financial Advisors
  Lutherville, MD
• 01/2025 → Present
  Osaic Wealth, Inc.
  Hunt Valley, MD

Previous Registrations

• 2015-03-09 → 2025-01-24
  Osaic Fa, Inc.
  Hunt Valley, MD
  Hunt Valley, MD
  Vienna, VA
  Hunt Valley, MD

Other Businesses

1) STEPHEN MERRILL 307 INTERNATIONAL CIRCLE STE 390 HUNT VALLEY, MD CATEGORY: INSURANCE INVESTMENT RELATED: YES TITLE: AGENT DUTIES: OFFERS ACCIDENT INSURANCE, HEALTH INSURANCE, COMMISSION-BASED GROUP BENEFITS, DISABILITY INSURANCE, FIXED ANNUITIES, HEALTH SAVINGS ACCOUNTS, INDEXED ANNUITIES, LONG-TERM CARE INSURANCE, PROPERTY AND CASUALTY INSURANCE, AND TRADITIONAL LIFE INSURANCE START DATE: 12/2017 HOURS PER MONTH: 1 HOURS PER MONTH DURING TRADING HOURS: 1 2) HERITAGE FINANCIAL CONSULTANTS, LLC POSITION: Agent/Financial Planner NATURE: LLC INVESTMENT RELATED: Yes NUMBER OF HOURS: 190 SECURITIES TRADING HOURS: 160 START DATE: 08/11/2025 ADDRESS: 307 INTERNATIONAL CIR, 390, COCKEYSVILLE MD 21030, United States DESCRIPTION: APG Payout with Heritage Financial Consultants, LLC

Exams

• S66 Uniform Combined State Law Examination
  2015-03-04