Stephen Brewer Carruthers

Current Employers

Employment History

• 03/2020 → Present
  Valic Financial Advisors
  Greensboro, NC
• 12/2014 → 03/2020
  The Law Office Of Stephen B. Carruthers
  Hendersonville, NC
• 12/2022 → Present
  Agia
  Houston, TX
• 12/2014 → Present
  Stephen Carruthers, Attorney
  Greensboro, NC

Other Businesses

AGIA POSITION: Agent NATURE: null INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 1 START DATE: 12/17/2022 ADDRESS: 2929 Allen Parkway, Houston TX 77019, United States DESCRIPTION: Non-Securities Insurance Products STEPHEN CARRUTHERS, ATTORNEY POSITION: Attorney/Owner NATURE: I am currently a licensed attorney in North Carolina (NC Bar # 46614). I formerly operated a law practice which concentrated on consumer bankruptcy law. Currently, I am counsel of record in one (1) pending chapter 13 case in the U.S. Bankruptcy Court for the Western District of North Carolina. My work with the chapter 13 client is not investment-related. My one pending case was filed in 2019. The vast majority of the work that I am required to perform in the case occurred prior to the filing date, or within a few months of filing, until the chapter 13 plan was "confirmed" by the court. This case has already been confirmed. For my one remaining client, the majority of the work that I must perform has already occurred. However, pursuant to the North Carolina State Bar Rules of Professional Conduct, and the Local Rules of the U.S. Bankruptcy Court (W.D.N.C.) I am required to remain as counsel of record for the full term of the chapter 13 case, which can be up to seven years, unless the court approves my withdrawal. I would anticipate that approximately 1 hour, per month, would be required to service my chapter 13 client. The maximum amount of time that I would be committed to any chapter 13 client would be until approximately December 2026. Some of the common issues that can arise over the duration of a chapter 13 case include: communicating with clients and the trustee (via phone and email) if the client has fallen behind in plan payments; communicating with the client and trustee if the client wants to purchase a new vehicle during the chapter 13 case; and most notably, filing the required motion at the conclusion of the chapter 13 case to have the discharge order entered for the client. In addition, I receive attorney fees paid to my office by the chapter 13 trustee for services performed in my chapter 13 cases. For the calendar year of 2026 I can anticipate approximately $0, per month, in fees to be paid to me by the chapter 13 trustee for servicing my chapter 13 clients. I use a UPS mail box with an address of 2618A Battleground Ave., #193 Greensboro, NC 27408 to receive mailings regarding my former work as an attorney. Finally, at any time I will be able to accurately identify the exact clients whom I represent in my chapter 13 cases and the income earned from those services. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 12/01/2014 ADDRESS: 2618A Battleground Ave., # 193, Greensboro NC 27408, United States DESCRIPTION: Represent existing clients in their chapter 13 bankruptcy cases. VRBO: WYOMING CONDO POSITION: Owner NATURE: I have a 2BD/2B time share condo in Wilson, Wyoming. I own weeks 11 & 12, which roughly corresponds to the last two weeks of March, each year. I want to rent the condo for years that I am not using it. I plan on listing it on the website, VRBO. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 07/28/2026 ADDRESS: 413 James Doak Pkwy, Greenbsoro NC 27455, United States DESCRIPTION: Managing VRBO bookings.

Exams

• S66 Uniform Combined State Law Examination
  2020-05-15

Other Names

• Stephen B Carruthers
• Stephen Carruthers