Katherine Bays Armstrong

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/1992 → Present
  Johns Hopkins University
  Baltimore, MD
• 01/2004 → 01/2025
  Lincoln Financial Advisors Corp
  Lutherville, MD
• 01/2025 → Present
  Osaic Wealth, Inc.
  Hunt Valley, MD

Previous Registrations

• 2004-01-28 → 2025-01-24
  Osaic Fa, Inc.
  Hunt Valley, MD
  Lutherville, MD
  Vienna, VA
  Selbyville, DE

Other Businesses

1) KATHERINE BAYS ARMSTRONG/307 INTERNATIONAL CIRCLE SUITE 390 HUNT VALLEY, MD 21030 CATEGORY:INSURANCE INVESTMENT-RELATED:YES TITLE: AGENT DUTIES: OFFERING ACCIDENT AND HEALTH INSURANCE, DISABILITY, FIXED ANNUITIES. LONG TERM CARE INSURANCE, TRADITONAL LIFE INSURANCE START DATE:2/14/2013 HOURS PER MONTH: 10 HOURS PER MONTH DURING TRADING HOURS:10. 2) ARMSTRONG FINANCIAL GROUP, LLC, 307 INTERNATIONAL CIRCLE, STE 390, HUNT VALLEY MD 21030 CATEGORY: LEGAL ENTITY INVESTMENT RELATED: NO TITLE: OWNER DUTIES: ENTITY USED TO PAY BUSINESS EXPENSES AND STAFF EXPENSES START DATE: 04/2015 HOURS PER MONTH: 10 HOURS PER MONTH DURING TRADING HOURS: 5 3) HERITAGE FINANCIAL CONSULTANTS LLC POSITION: Agent/FP NATURE: LLC INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 07/01/2025 ADDRESS: 307 International Cr, Ste 390, Hunt Valley MD 21030, United States DESCRIPTION: APG payout with Heritage Financial Consultants LLC 4) KATHERINE BAYS ARMSTRONG/ OUTSIDE FIXED INSURANCE BROKERS POSITION: Agent NATURE: Fixed insurance for my clients INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 02/14/2013 ADDRESS: 307 International Circle Suite 390, Hunt Valley MD 21030, United States DESCRIPTION: Sell fixed insurance to clients, when appropriate. 5) ARMSTRONG FINANCIAL GROUP LLC POSITION: Owner NATURE: To pay business and staff expenses. Examples are rent, payroll and office supplies. INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 5 START DATE: 04/01/2015 ADDRESS: 30296 Sea Watch Walk, Selbyville DE 19975, United States DESCRIPTION: To pay business and staff expenses. Examples are rent, payroll and office supplies. 6) LOYOLA UNIVERSITY OF MD POSITION: Financial Advisory Board NATURE: University (non-profit) INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 04/29/2026 ADDRESS: 4501 N. Charles Street, Baltimore MD 21210, United States DESCRIPTION: I will be a member of an 8-person volunteer advisory board to help Loyola University in matters such as planning their course curriculum in the Finance Department. 7) LOYOLA UNIVERSITY OF MD POSITION: Adjunct Faculty NATURE: Adjunct Faculty teaching introductory Personal Finance. INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 15 START DATE: 09/01/2026 ADDRESS: 4501 N. Charles Street, Baltimore MD 21210, United States DESCRIPTION: I will be teaching an introductory course of Personal Financial Management in the Finance Department of Loyola University of MD.

Exams

• S65 Uniform Investment Adviser Law Examination
  2004-01-27
• S63 Uniform Securities Agent State Law Examination
  2002-10-10

Designations

• Certified Financial Planner

Other Names

• Katherine Bays Paal
• Katherine Bays Paal