Rowena York Ruff

Current Employers

Employment History

• 09/2005 → 05/2017
  Traditional Bank
  Lexington, KY
• 02/2010 → Present
  Lpl Financial, Llc
  Lexington, KY
• 05/2017 → 10/2018
  Independent Financial Partners
  Lexington, KY
• 10/2018 → Present
  Independent Advisor Alliance, Llc
  Lexington, KY

Previous Registrations

• 2017-05-08 → 2018-10-08
  Independent Financial Partners
  Lexington, KY
• 2005-05-19 → 2010-02-03
  Uvest Financial Services Group, Inc.
  Lexington, KY
  Lexington, KY
  Lexington, KY
  Lexington, KY
  Winchester, KY
  Paris, KY
  Winchester, KY

Other Businesses

1. 5/31/2017 - Cadence Investments, LLC - Not Investment Related - At Reported Business Location(s) - Business Entity For Tax/Investment Purposes Only - Started 05/03/2017 - 120 Hours Per Month/40 Hours During Securities Trading - Business entity for tax purposes. 2. 11/7/2018 - Independent Advisor Alliance - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - Started 09/14/2018 - 100 Hours Per Month/5 Hours During Securities Trading - I provide administrative I provide investment advisory services through Independent Advisor Alliance, an independent investment advisor firm. I started this business activity on 11/07/2018. I expect to spend approximately 100 hours/month on this activity. Please see the advisory firms Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 3. 12/5/2019 - Ashwood Wealth Management, Inc - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business) - Start Date: 01/01/2020 - 130 Hours Per Month/6 Hours During Securities Trading. 4. 12/18/2019 - Independent Advisor Alliance - DBA: (Hybrid) Ashwood Wealth Management, Inc - Investment Related - At Reported Business Location(s) - Registered Investment Advisor DBA - Start Date: 01/01/2020 - 130 Hours Per Month/6 Hours During Securities Trading - I provide investment advisory services through Independent Advisor Alliance, an independent investment advisor firm. I started this business activity in 12/2019. I expect to spend approximately 160 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 5. 11/18/2022 - Nationwide Insurance - Investment Related - 296 Kentucky Ave Lexington, KY 40502 - Non-Variable Insurance - Agent - Start Date: 10/10/2022 - 2 Hours Per Month/1 Hour During Securities Trading.

Exams

• S65 Uniform Investment Adviser Law Examination
  2005-05-18
• S63 Uniform Securities Agent State Law Examination
  1997-07-25