Ricardo A Ramirez Montiel

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 02/2022 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  New York, NY
• 05/2020 → 02/2022
  Space Coast Credit Union
  Miami, FL
• 06/2019 → 05/2020
  Royal Carrier Service
  Miami, FL
• 03/2019 → 06/2019
  Cacao Express
  Miami, FL
• 06/2018 → 03/2019
  Perinola South American Table & Bar
  Miami, FL
• 05/2017 → 06/2018
  El Atlakat At Bird Road
  Miami, FL
• 05/2017 → 12/2018
  Miami Dade College
  Miami, FL
• 11/2015 → 05/2017
  Unemployed
  Miami, FL
• 05/2019 → 05/2021
  Florida International University
  Miami, FL
• 09/2023 → Present
  Suny Empire State University
  New York, NY
• 07/2024 → Present
  Bank Of America, N.A.
  New York, NY

Exams

• S66 Uniform Combined State Law Examination
  2024-11-27

Other Names

• Ricardo Andres Ramirez Montiel
• Ricardo A Ramirez