Michael Esposito

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2002 → 01/2017
  Penn Mutual Life Ins Co
  Edison, NJ
• 01/2002 → 01/2017
  Hornor Townsend & Kent Inc
  Edison, NJ
• 10/2017 → 01/2025
  Ameritas
  Iselin, NJ
• 11/2017 → 06/2024
  Securities America, Inc.
  Iselin, NJ
• 01/2019 → 06/2024
  Securities America Advisors
  Fairfield, NJ
• 06/2024 → 01/2025
  Osaic Wealth, Inc.
  Fairfield, NJ
• 01/2017 → 10/2017
  Unemployed
  Pompton Plains, NJ
• 01/2025 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 01/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2024-06-14 → 2025-02-13
  Osaic Wealth, Inc.
  Pipersville, PA
  Fairfield, NJ
• 2019-01-03 → 2024-06-14
  Securities America Advisors, Inc.
  Fairfield, NJ

Other Businesses

1. NAME OF OTHER BUSINESS: PROFESSIONAL ECONOMIC GROWTH GROUP INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FINANCIAL ADVISORY SERVICES START DATE: 12/2024 POSITION/TITLE/RELATIONSHIP: FINANCIAL ADVISOR APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 40 BRIEF DESCRIPTION OF DUTIES: TO SERVE CLIENTS BY OFFERING APPROVED INVESTMENTS AND LIFE INSURANCE PRODUCTS; 2. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 12/1998 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT APX NUMBER OF HOURS PER WEEK: 5 APX NUMBER OF HOURS DURING TRADING HOURS: 1 BRIEF DESCRIPTION OF DUTIES: SALES OF FIXED INSURANCE PRODUCTS; 3. NAME OF OTHER BUSINESS: AMERICAN LEGION POST #450; INVESTMENT RELATED: NO; ADDRESS: 11 OAK AVE, PEQUANNOCK, NJ 07440; NATURE OF BUSINESS: BOARD; START DATE: 12/2025; POSITION/TITLE/RELATIONSHIP: ASSISTANT TREASURER; APX NUMBER OF HOURS PER WEEK: 2; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: ASSIST THE TREASURER AND POST COMMANDER WITH THE MONTHLY REVENUE AND EXPENSES;

Exams

• S66 Uniform Combined State Law Examination
  2018-12-04
• S63 Uniform Securities Agent State Law Examination
  2005-03-28
• S65 Uniform Investment Adviser Law Examination
  1999-12-28