Michael Andrew Germo

Employer firm

Commonwealth Financial Network CRD 8032

$213B regulatory AUM 20,450 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Periodicals / newsletters

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/1989 → 08/2019
  Royal Alliance Associates, Inc.
  Willoughby Hills, OH
• 08/2019 → Present
  Financial Planning Resources
  Mentor, OH
• 08/2019 → Present
  Commonwealth Financial Network
  Waltham, MA
• 01/1994 → Present
  Financial Planning Resources
  Mentor, OH

Previous Registrations

• 2007-01-09 → 2023-01-01
  Financial Planning Resources, Inc.
  Willoughby Hills, OH
  Mentor, OH
• 2006-07-21 → 2006-11-16
  Osaic Wealth, Inc.
  Mentor, OH
  Mentor, OH
  Hudson, OH

Other Businesses

1.Fixed insurance sales; as of 04/29/2019; 10% time spent during business hours; Conducted at branch location; Investment related.

Exams

• S63 Uniform Securities Agent State Law Examination
  1992-06-11

Designations

• Certified Financial Planner

Other Names

• Michael A Germo