Joseph Cummings

Current Employers

Employment History

• 11/2002 → 09/2021
  Us Navy
  Norfolk, VA
• 05/2022 → 06/2024
  Securities America, Inc.
  Norfolk, VA
• 09/2021 → 09/2025
  Opus Wealth Strategies
  Norfolk, VA
• 06/2024 → Present
  Osaic Wealth, Inc.
  Hampton, VA
• 01/2026 → Present
  Flightlead Financial Llc
  Chesapeake, VA

Other Businesses

1. COACH at THE HONOR FOUNDATION POSITION: Coach NATURE: Volunteer Coach for The Honor Foundation. INVESTMENT RELATED: No. NUMBER OF HOURS: 10. SECURITIES TRADING HOURS: 5. START DATE: 01/31/2023. ADDRESS: Virginia Beach Campus Student Center, 1700 College Crescent Virginia Beach, VA 23453. DESCRIPTION: Provides mentorship and guidance to transitioning Special Operation Forces Service members as they depart from Active Duty military service into the civilian workforce. 2. INSURANCE SALES POSITION: Sales Agent NATURE: Insurance Sales - Fixed Annuity, Indexed Annuity, Whole Life insurance, Term Life, Long Term Care INVESTMENT RELATED: Yes. NUMBER OF HOURS: 40. SECURITIES TRADING HOURS: 15. START DATE: 08/15/2021. ADDRESS: 103 Watson Rd Chesapeake, VA 23320. DESCRIPTION: See notes above. 3. C4 Performance, LLC Position CEO NATURE: This holding company is used to pay W2 wages. C4 Performance LLC is taxed as an S-Corp. This LLC has a proper EIN and a business bank account used for all transactions. INVESTMENT RELATED: No. NUMBER OF HOURS: 3. SECURITIES TRADING HOURS: 0. START DATE: 07/15/2023. ADDRESS: 103 Watson Rd Chesapeake, VA 23320. DESCRIPTION: See notes above. 4. GENERAL POA POSITION: Signer NATURE: Durable General Power of Attorney for my wife. INVESTMENT RELATED: No. NUMBER OF HOURS: 0. SECURITIES TRADING HOURS: 0. START DATE: 05/15/2024. ADDRESS: N/A. DESCRIPTION: General POA. 5. Greater Norfolk Corporation POSITION: Mentor/Coach NATURE: I do not work for GNC in any capacity. INVESTMENT RELATED: No. NUMBER OF HOURS: 2. SECURITIES TRADING HOURS: 0. START DATE: 09/30/2025. ADDRESS: N/A. DESCRIPTION: Mentor for college students via Greater Norfolk Corporation. 6. FLIGHTLEAD FINANCIAL LLC POSITION: Founder/CEO NATURE: Sole Proprietorship. INVESTMENT RELATED: Yes. NUMBER OF HOURS: 160. SECURITIES TRADING HOURS: 160. START DATE: 01/01/2026. ADDRESS: 103 Watson Rd Chesapeake, VA 23320. DESCRIPTION: DBA as FlightLead Financial, LLC. 7. ESTATEDOCS PRO POSITION: N/A. NATURE: Trust Planning Software. INVESTMENT RELATED: No. NUMBER OF HOURS: 3. SECURITIES TRADING HOURS: 1. START DATE: 01/26/2026. ADDRESS: 103 Watson Rd Chesapeake, VA 23320. DESCRIPTION: Promote the use of estate doc's pro for clients that are seeking a trust. 8. BNI POSITION: Member NATURE: N/A INVESTMENT RELATED: Yes NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 2 START DATE: 04/16/2026 ADDRESS: 103 Watson rd, Chesapeake VA 23320, United States DESCRIPTION: This is a business networking group designed to help business owners grow their practice. BNI is an internationally known organization that has been around for decades. 9.C4 PERFORMANCE, LLC POSITION: President / CEO NATURE: I was instructed by my CPA to open a new LLC in order to pay myself as a W2 employee and thus take less of a beating on taxes. The LLC is call C4 performance and it will be taxed as an S-Corp. This LLC has a business account and all of my compensation is transferred into this account prior to me paying and bills/debts as well as paying myself as a W2 employee. The LLC performs no actual business activities INVESTMENT RELATED: No NUMBER OF HOURS: 3 SECURITIES TRADING HOURS: 0 START DATE: 07/15/2023 ADDRESS: 103 Watson rd, chesapeake VA 23510, United States DESCRIPTION: please see notes above. 10.INSURANCE SALES POSITION: sales agent NATURE: Insurance Sales - Fixed Annuity, Indexed Annuity, Whole Life insurance, Term Life, Long Term Care INVESTMENT RELATED: Yes NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 15 START DATE: 08/15/2021 ADDRESS: 103 Watson rd, chesapeake VA 23320, United States DESCRIPTION: I sell - Fixed Annuities, Indexed Annuities, Whole Life insurance, Term Life, Long Term Care Insurance

Exams

• S65 Uniform Investment Adviser Law Examination
  2025-07-02
• S63 Uniform Securities Agent State Law Examination
  2022-07-02

Other Names

• Joe Cummings
• Joseph Cummings