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Current Employers
Cetera Investment Advisers Llc

1450 American Lane 6Th Floor, Suite 650, Schaumburg, IL 60173-2096 • United States

Current Registrations

AuthorityCategoryStatusDate
GA RA APPROVED 2026-07-28
NY RA APPROVED 2025-11-04
  • GA RA
    APPROVED
    Since 2026-07-28
  • NY RA
    APPROVED
    Since 2025-11-04

Branch Locations

301 N Union Street Suite 304, Olea, NY 14760 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal No
  • Bankruptcy Yes
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Edward Jones St Louis MO 07/2023 11/2023
Njl Consulting Llc Hinsdale NY 03/2021 07/2023
Northwest Bank Olean NY 04/2005 03/2021
Commonwealth Financial Network Waltham MA 01/2024 11/2025
Cedarwood Financial Partners Olean NY 02/2024 07/2025
Nj Consulting Llc Olean NY 07/2025 Present
Cetera Wealth Esrvices, Llc El Segundo CA 11/2025 Present
Cetera Investment Advisers Llc Schaumburg IL 11/2025 Present
  • 07/2023 → 11/2023
    St Louis, MO
  • 03/2021 → 07/2023
    Njl Consulting Llc
    Hinsdale, NY
  • 04/2005 → 03/2021
    Northwest Bank
    Olean, NY
  • 01/2024 → 11/2025
    Waltham, MA
  • 02/2024 → 07/2025
    Cedarwood Financial Partners
    Olean, NY
  • 07/2025 → Present
    Nj Consulting Llc
    Olean, NY
  • 11/2025 → Present
    Cetera Wealth Esrvices, Llc
    El Segundo, CA
  • 11/2025 → Present
    Schaumburg, IL
Previous Registrations
Other Businesses

1. NAME OF OTHER BUSINESS: NJL CONSULTING LLC INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: ENTITY TO RECEADVISORY FEES START DATE: 7/2025 POSITION/TITLE/RELATIONSHIP: OWNER APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HO40 BRIEF DESCRIPTION OF DUTIES: NJL CONSULTING LLC TO RECEIVE ALL ADVISORY FEE'S FOR INVESTMENT MANAGEMENT SERVICES; 2. NAME OF OTHER BUSINESPIEDMONT FINANCIAL PARTNERS INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: DBA FOR FINANCIAL SERVICES START DATE: 07/2025 POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, OWNER APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADHOURS: 40 BRIEF DESCRIPTION OF DUTIES: INVESTMENT MANAGEMENT SERVICES;

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2023-10-02
  • S66 Uniform Combined State Law Examination
    2023-10-02
Other Names
  • Nicholas John Lyons
  • Nicholas J Lyons

View on SEC IAPD

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