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Current Employers
Silver Oak Securities, Incorporated

403 N. Parkway Ste. 101, Jackson, TN 38305 • United States

Current Registrations

AuthorityCategoryStatusDate
MA RA APPROVED 2026-03-05
TX RA APPROVED 2025-11-04
  • MA RA
    APPROVED
    Since 2026-03-05
  • TX RA
    APPROVED
    Since 2025-11-04

Branch Locations

276 West Main Street Ste 13B, Northborough, MA 01532 • United States

Bright Futures Wealth Management, Llc

1630 Empire Blvd. Suite 100, Webster, NY 14580 • United States

Current Registrations

AuthorityCategoryStatusDate
MA RA APPROVED 2017-02-14
  • MA RA
    APPROVED
    Since 2017-02-14

Branch Locations

276 West Main Street, Suite 13B, Northborough, MA 01532 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Cetera Advisors Llc Denver CO 01/2013 10/2025
Bright Futures Wealth Management, Llc Northborough MA 01/2017 Present
Assabet Financial Group Northborough MA 06/2004 Present
Bright Futures Wealth Management, Llc Northborough MA 01/2017 01/2017
Cetera Investment Advisers Llc Schaumburg IL 03/2024 10/2025
Silver Oak Securities, Inc. Jackson TN 10/2025 Present
Previous Registrations
  • 2024-03-21 → 2025-11-04
    Northborough, MA
    Boylston, MA
  • 2004-01-01 → 2024-03-21
    Cetera Advisors Llc
    Greenwood Village, CO
    Northborough, MA
    Northborough, MA
    Attleboro, MA
    Scarborough, ME
    South Easton, MA
    Plymouth, MA
    Newton, MA
    Boylston, MA
  • 2002-03-31 → 2004-01-01
    Vestax Securities Corporation
    Shrewsbury, MA
Other Businesses

1. Assabet Financial Group, Is Not Investment Related,"276 West Main Street, Suite 13B, Northborough, MA, 01532, United States", "DBA for tax planning, preparation, and fixed insurance",Owner,6/1/2004,160 hours per month,160 hours per month during trading hours, Commission Compensation, "DBA for tax planning, preparation and fixed insurance." 2. "Bright Futures Wealth Management, LLC",Is Investment Related,"276 West Main Street, , Northborough, MA, 01532, United States", Financial Services, IAR & DBA,1/1/2017,160 hours per month,160 hours per month during trading hours, Fee Based Compensation, Investment advising. 3. "Bright Futures Wealth Management, LLC",Is Investment Related,"276 West Main Street, , Northborough, MA, 01532, United States",Financial Services,Owner,4/1/2015,160 hours per month,160 hours per month during trading hours,Other Compensation,Executive and supervisory responsibilities. Profits and losses of firm via K-1. 4. "Affordable Housing Committee - Town of Boylston, MA",Is Not Investment Related,"632 Main Street, , Boylston, MA, 01505, United States",Town committee,committee member,2/9/2026,5 hours per month,0 hours per month during trading hours,No Compensation Compensation,"The Affordable Housing Committee's purpose is to provide for the creation and preservation of affordable housing in the Town for the benefit of low- and moderate-income households. The Committee assesses the Town's need for affordable housing and researches solutions, including helping to determine how money in the in the Affordable Housing Trust should be spent."

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 1999-05-21
S63 Uniform Securities Agent State Law Examination 1994-06-20
  • S65 Uniform Investment Adviser Law Examination
    1999-05-21
  • S63 Uniform Securities Agent State Law Examination
    1994-06-20
Other Names
  • Robert Normand Richard
  • Robert Normand Richard

View on SEC IAPD

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