Stephen Lawrence Kastrul

Employer firm

Commonwealth Financial Network CRD 8032

$213B regulatory AUM 20,450 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Periodicals / newsletters

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2011 → 07/2017
  Cincinnati Life Insurance Company
  Fairfield, OH
• 07/2017 → Present
  Garden Street Financial Group Llc
  Denver, CO
• 04/2018 → Present
  Commonwealth Financial Network
  Waltham, MA
• 04/2018 → 03/2021
  Hendricks Financial Services
  Denver, CO

Other Businesses

1. Fixed insurance sales; as of 05/01/2018; Approximately 5% of time spent during securities trading hours per month; Conducted at branch location; Investment related. 2. Co-Owner of rental property located in Denver, CO, as of 05/01/2018; Approximately 1% of time spent during securities trading hours per month; Not conducted at branch location; Investment related. 3. Owner, Garden Street Financial Group, LLC; a private entity established to facilitate securities, advisory, and insurance business; as of 04/12/2018; Approximately 100% of time spent during securities trading hours per month; Conducted at branch location; Investment related. 4. Owner, Garden Street Insurance Agency, LLC; a private entity established to facilitate insurance business; as of 04/12/2018; Approximately 5% of time spent during securities trading hours per month; Conducted at branch location; Investment related. 5. Co-Owner, Garden Street Property Management, LLC, an entity created for the purpose of buying and managing commercial real estate located in Denver, CO, as of 04/30/2021; 1% of time spent during business hours; Not Conducted at branch; Investment related.

Exams

• S66 Uniform Combined State Law Examination
  2020-11-05
• S63 Uniform Securities Agent State Law Examination
  2018-05-01

Designations

• Chartered Financial Consultant