Stephen Robert Karam

Current Employers

Employment History

• 02/2005 → Present
  Lpl Financial, Llc
  Fall River, MA
• 08/2019 → Present
  Global Retirement Partners, Llc
  San Rafael, CA

Other Businesses

1. 02/18/2005 - DBA ONLY - KARAM FINANCIAL GROUP - FALL RIVER, MA. 2. 02/18/2005 - REAL ESTATE RENTAL - 5% SHAREHOLDER IN CORP THAT OWNS THE BUILDING WHERE LPL OFFICE IS. - FALL RIVER, MA. 3. 2/24/2005 - NON-VARIABLE INSURANCE DBA - KARAM INSURANCE AGENCY - SELL LIFE, DISABILITY, LONG TERM CARE, GROUP INSURANCE AND FIXED ANNUITIES. - FALL RIVER, MA. 4. 2/24/2005 - REAL ESTATE RENTAL - 10% SHAREHOLDER IN A 48 UNIT APARTMENT BUILDING. 5. 2/24/2005 - OTHER - PRESIDENT OF A TRADITIONAL INSURANCE BROKERAGE, KARAM INSURANCE AGENCY - FALL RIVER, MA. 6. 1/10/2012 - REAL ESTATE RENTAL - BEACON, LLC - COMMERCIAL REAL ESTATE WITH A RESTAURANT, CELL TOWER, BANK BRANCH AND A DUNKIN DONUTS. - 2% OF TIME SPENT - FALL RIVER, MA 7. 6/4/2018 - Renaissance Bank Advisors LLC - Investment Related - 456 Rock Street, Fall River, MA - Other-Non-Variable Insurance DBA - Start Date:11/14/2014 - 20 Hour(s) Per Month/20 Hour(s) During Trading. 8. 2/26/2019 - OneDigital Health and Benefits - Investment Related - At Reported Business Location(s) - Non-Variable Insurance - Independent Contractor - Started 01/01/2019 - 5 Hours Per Month During Securities Trading. 9. 08/21/2019 - Global Retirement Partners, LLC - Investment related - At reported business location(S) - Registered Investment Advisor Hybrid - start date:08/13/2019 - 50 hrs/mo - 45 hrs during trading - IAR - I provide investment advisory services through Global Retirement Partners, LLC., an independent investment advisor firm. I started this business activity in 08/2019. I expect to spend approximately 50 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 10. 11/10/2023 - Karam Corporate Benefit Consultants, Inc - Insurance Agency - President - Investment Related - At Reported Business Location(s) - Start Date 10/16/2023 - 0 Hours Per Month/ During Trading 11. 05/09/2025 - Karam Investments LLC - Investment Related - Real Estate Rental - At Reported Business Location(s) - Start Date:12/20/14 - 2 Hrs/Mth - 2 Hrs During Trading.

Exams

• S63 Uniform Securities Agent State Law Examination
  1992-02-24

Designations