Michele Kristine Lay

Employer firm

Cambridge Investment Research Advisors, Inc. CRD 134139

$139B regulatory AUM 68,815 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Market timing

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2016 → 10/2017
  Oppenheimer Funds Distributor, Inc
  Centennial, CO
• 01/2018 → 11/2019
  Transamerica Capital Inc
  Denver, CO
• 10/2017 → 01/2018
  University Of Colorado Denver
  Denver, CO
• 12/2019 → 03/2020
  Unemployed
  Denver, CO
• 03/2020 → 06/2020
  Axa Advisors, Llc
  New York, NY
• 03/2020 → 08/2023
  Equitable Advisors, Llc
  New York, NY
• 08/2023 → Present
  Cambridge Investment Research, Inc.
  Fairfield, IA
• 08/2023 → Present
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA

Previous Registrations

• 2020-07-09 → 2023-08-03
  Equitable Advisors, Llc
  Lakewood, CO

Other Businesses

1) CAMBRIDGE INVESTMENT RESEARCH ADVISORS, 1776 PLEASANT PLAIN RD FAIRFIELD IA, 08/2023, IAR, CIRA Affiliation, INV REL, 120 HR/MO 120 HR/MO TRADING 2) MICHELE LAY, AXIOM WEALTH ALLIANCE, 730 17TH STREET SUITE 830 DENVER CO, 08/2023, Agent, Insurance/Benefits/Human Resources, NIR, 120 HR/MO 120 HR/MO TRADING 3) AXIOM WEALTH ALLIANCE, 730 17TH STREET SUITE 830 DENVER CO, 12/2022, Financial Planner, Using a Trade Name/dba, NIR, 160 HR/MO 160 HR/MO TRADING 4) THE CRISIS CENTER, PO BOX 631302 LITTLETON CO, 07/2024, Treasurer, Board Member/Officer/Director/Committee Member/Board Trustee, NIR, 15 HR/MO 5 HR/MO TRADING 5) LAY ELITE INC., 21511 E. 60th Ave, Aurora CO 80019, 05/2025, Owner, Owner/Partner of a Business Entity, NIR, 5 HR/MO, 0 HR/MO TRADING.

Exams

• S65 Uniform Investment Adviser Law Examination
  2020-05-28
• S63 Uniform Securities Agent State Law Examination
  2017-08-08