Joseph H Cruz

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 02/2011 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  New York, NY
• 02/2015 → Present
  Bank Of America, N.A.
  New York, NY

Previous Registrations

• 2008-10-02 → 2009-02-11
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  New York, NY

Other Businesses

I*1039263 For profit or not for profit: Name of outside business organization: Rental Property 1 Investment related: N Address of business: New York, New York, 10016 Nature of business: Position, title, association: Sole owner, Start date of relationship: 11/12/2022 Number of hours devoted: 2 hour(s) Yearly Number of hours devoted during trading hours: 0 i 136492/ I*449232 For profit or not for profit: Name of outside business organization: La Salle Academy Investment related: N Address of business: New York, New York, 10003 Nature of business: Position, title, association: , Start date of relationship: Number of hours devoted: hour(s) Number of hours devoted during trading hours: Duties: Chair of the Finance Committee

Exams

• S66 Uniform Combined State Law Examination
  2011-09-26

Other Names

• Joseph Henry Cruz
• Joseph H Cruz
• Joseph Henry Cruz