Robert Joseph Kramer

Current Employers

Employment History

• 09/2000 → Present
  Financial Partners, Inc. (D.b.a. For Advisory Business)
  Ottumwa, IA
• 08/2016 → 05/2025
  Sigma Financial Corporation
  Ann Arbor, MI
• 08/2016 → 05/2025
  Sigma Planning Corporation
  Ann Arbor, MI
• 05/2025 → Present
  C2P Capital Advisory Group, Llc Dba Prosperity Capital Advisors
  Westlake, OH

Previous Registrations

• 2016-08-01 → 2025-05-27
  Spc
  Ottumwa, IA
  Ann Arbor, MI
• 2003-07-08 → 2016-08-02
  Vsr Financial Services, Inc.
  Ottumwa, IA
  Ottumwa, IA
  Dripping Springs, TX
  Overland Park, KS
  Overland Park, KS
• 2001-01-01 → 2003-07-11
  Tower Square Securities, Inc.
  Ottumwa, IA

Other Businesses

1. Mr. Kramer is the 30% Owner of Financial Partners, Inc. which is the operating entity and d.b.a. for Mr. Kramer's advisory and insurance business. Mr. Kramer spends approximately forty hours per week during trading hours working under this entity.? 2. Mr. Kramer is a licensed insurance agent conducting business from his registered location. In this capacity, he may offer fixed insurance products including but not to limited life insurance, annuities, disability insurance, long term care insurance and Medicare supplements and receives normal and customary commissions as a result of any sales. In addition, he may receive other compensation such as fixed life trails. Mr. Kramer spends approx. 10 hrs/week during trading hours on this activity. 3. Mr. Kramer co-owns and manages the office building with his spouse through their trust. Mr. Kramer spends approximately 5 hours per month on this activity with approximately one hour of that time spent during market hours. Mr. Kramer occasionally rents out office space. 4. Mr. Kramer is a book author. He may receive nominal income from book purchases. Start date: 8/27/19, less than one hour per month during non-market hours. 6. Mr. Kramer is a board member of the Ottumwa Park and Recreation Foundation aka Friends of Ottumwa's Parks, Ottumwa, IA. Not-for-profit 501(c)3 working to address underfunded parks department for the community. Start date: 7/8/20 for 2 year term, approx. 10 hrs/mo with 50% during mkt. Not investment related. 7. Mr. Kramer is a freelance writer for a personal blog and writes on subjects outside of the financial services industry. Start date: 8/29/22, approx. 1-2 hours per month during non-trading hours. This is not an investment related activity. 8. Mr. Kramer participates in competitive disc golf tournaments and events throughout the year. Receive payments, via prize winnings, from competitions. Start date: 12/13/22, approx 6-12 hrs per event. This is not an investment related activity.

Exams

• S63 Uniform Securities Agent State Law Examination
  1987-10-01

Designations

Other Names

• Bob Kramer