James Laurence Clifford

Employer firm

Royal Fund Management, LLC CRD 144434

$1.56B regulatory AUM 23 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers
• SUB-ADVISOR TO OTHER ADVISERS

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/1999 → Present
  Lifestyle Retirement Solutions Llc
  Brewer, ME
• 05/2013 → Present
  Royal Fund Management, Llc Dba Northpoint Financial Llc
  Brewer, ME

Previous Registrations

• 2011-05-04 → 2013-12-16
  American Elite Retirement
  Brewer, ME
• 2010-01-26 → 2010-12-31
  Resource Horizons Investment Advisory, Inc.
  Brewer, ME
• 2005-06-16 → 2009-12-23
  Investors Capital Corp.
  Lynnfield, MA
  Lynnfield, MA
  Lynnfield, MA
  Lynnfield, MA
  Brewer, ME
  Lynnfield, MA
• 2002-09-04 → 2005-06-16
  Eastern Point Advisors Inc.
  Brewer, ME

Other Businesses

12/1999 Lifestyle Retirement Solutions LLC; Owner/Insurance Agent; Insurance Company; Investment Related; 165 State St. Brewer, ME, 04412; 15 Hours/Month; 15 Hours During trading hours; review current client files meet with clients and prospective clients. _ 01/2020 Northpoint Financial LLC; Owner/Managing Member; Investment Related; 165 State St. Brewer, ME, 04412; 40 Hours/Month; 30 Hours During trading hours; Formed solely for investment purposes. Northpoint Financial LLC DBA is used for advisory services conducted through Royal Fund Management._ 01/2020 Commercial Real Estate; Owner; Non Investment Related; 165 State St. Brewer, ME, 04412; 5 Hours/Month; 3 Hours During trading hours; Rent office space.

Exams

• S65 Uniform Investment Adviser Law Examination
  1999-08-12
• S63 Uniform Securities Agent State Law Examination
  1985-12-17

Other Names

• Jim Clifford