Benjamin Scott Ruiter

Employer firm

Hbw Advisory Services LLC CRD 143665

$1.75B regulatory AUM 12 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2016 → Present
  Pathway Financial Design
  Ada, MI
• 09/2014 → 10/2016
  Amadeus Remodeling
  Sand Lake, MI
• 11/2022 → Present
  Hbw Advisory Services Llc
  Simi Valley, CA

Other Businesses

8/2024 -Encorestate Plans, assist in creation of trusts for client, Trusts 1/2024 -Pathway Financial Design, agent/owner, financial services 1/2024 - Payentry, referrer, payroll 9/2024 - P&C Insurance Korhorn Financial Group, Insurance, Referrer 1/2024 - Health Insurance various carriers, Agent 1/2024 - HBW Partners Tax Services, owner/agent, tax prep and planning 1/2024 - HBW Insurance and Financial Services, Agent, Life Insurance 9/2024 - Hansen Brokerage, agent, Life Insurance 1/2024 - ADP Payroll Service, referrer, payroll

Exams

• S65 Uniform Investment Adviser Law Examination
  2022-10-15