Craig Robert Whitbeck

Employer firm

Quantum Financial Planning Services, Inc. CRD 115877

$727M regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Pension consulting

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/1982 → Present
  Various Insurance Carriers
  Spokane, WA
• 10/2003 → 09/2025
  Commonwealth Financial Network
  Waltham, MA
• 07/2013 → Present
  Clear Future Financial, Llc
  Spokane Valley, WA
• 01/2020 → Present
  Clear Future Financial, Llc
  Spokane Valley, WA
• 09/2025 → Present
  Quantum Financial Planning Services, Inc.
  Spokane, WA

Previous Registrations

• 2020-07-13 → 2025-09-04
  Clear Future Financial, Llc
  Spokane Valley, WA
  Scottsdale, AZ
  Goodyear, AZ
• 2003-10-31 → 2025-09-02
  Commonwealth Financial Network
  Goodyear, AZ
  Spokane, WA
• 1990-03-22 → 2003-11-03
  Waddell & Reed
  Spokane, WA

Other Businesses

1. Fixed insurance sales; as of 11/2003; 5% of time spent during business hours; conducted at branch location; investment related. 2. Clear Future Financial, LLC, a sole member LLC created to facilitate securities business; as of 07/01/2013, 100% of time spent during business hours; conducted at branch location; investment related.

Exams

• S65 Uniform Investment Adviser Law Examination
  1997-11-10
• S63 Uniform Securities Agent State Law Examination
  1982-06-23

Designations

• Certified Financial Planner