Nicholas J Penido

Employer firm

Mml Investors Services, LLC CRD 10409

$116B regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/2015 → Present
  Massachusetts Mutual Life Insurance Co
  Scottsdale, AZ
• 01/2016 → Present
  Mml Investors Services, Llc
  Scottsdale, AZ

Previous Registrations

• 2012-10-25 → 2016-01-12
  Northwestern Mutual Investment Services, Llc
  Phoenix, AZ

Other Businesses

(1) NAME: NICHOLAS PENIDO INV REL: Y ADD: 7014 E CAMELBACK RD SUITE 1452 SCOTTSDALE AZ 85251 NATURE: IND LIFE INS, HEALTH INS, GRP LIFE INS, GRP HEALTH INS POSITION: SALES/AGENT START DATE: 12/2010 NO. HR/MO: 5 NO. HR/MO DURING SEC TRADING: 3 (2) NICHOLAS PENIDO INV REL: Y ADD: RESIDENTIAL ADD NATURE: RENTAL PROPERTY POSITION: OWNER START DATE: 10/2013 NO HRS/MO: 0 NO HRS/MO DUR TRADING: 0 (3) NAME: CBR INV REL: Y ADD: 1550 E BETHANY HOME RD SUITE 200 PHOENIX AZ 85014 NATURE: GROUP LIFE/HEALTH POSITION: SALES, REFERRAL PARTNER START DATE: 12/01/2019 NO HRS/MO: 2 NO HRS/MO DUR TRADING: 1 (4) NAME: NICHOLAS PENIDO INV REL: Y ADD; RESIDENTIAL ADDRESS NATURE: MORTGAGES POSITION: LEAD GENERATION START DATE: 7/1/2021 NO HRS/MO: 0 NO HRS/MO DUR TRADING: 0 DUTIES: REFERRAL OF CLIENTS TO A LENDER (5) NAME: FNV HOLDINGS, LLC INV REL: Y ADD: RESIDENTIAL NATURE: LLC CREATED HOLD EQUITY PIECE IN CAB VENTURE LLC POSITION: MEMBER START DATE: 04/04/2022 NO HRS/MO: 0 NO HRS/MO DUR TRADING: 0 DUTIES: THIS IS JUST A HOLDING COMPANY (6) NAME: CAB VENTURE, LLC INV REL: Y ADD: RESIDENTIAL NATURE: INVESTMENT IN A BEVERAGE COMPANY POSITION: MEMBER START DATE: 4/4/2022 NO HRS/MO: 0 NO HRS/MO DUR TRADING: 0 DUTIES: CAPITAL INVESTMENT (7) NAME: MAT 2521, LLC, INV REL: Y, ADD: RESIDENTIAL NATURE: OWNER OF LLC FOR PASS THROUGH COMPENSATION, POSITION: OWNER, START DATE:02/01/2024, NO. HR/MO: 0, NO. HR/MO DURING SEC TRAD: 0 DUTIES: OWNER OF LLC FOR PASS THROUGH COMPENSATION (8) NAME: FGG HOLDINGS, LLC INV REL: Y, ADD: RESIDENTIAL NATURE: OWNER OF HOLDING COMPANY FOR OTHER LLC'S, POSITION: OWNER, START DATE:02/01/2024, NO. HR/MO: 0, NO. HR/MO DURING SEC TRAD: 0 DUTIES: OWNER OF HOLDING COMPANY FOR OTHER LLC'S. (9) NAME: ELEVATE BUSINESS CONCIERGE, LLC INV REL: Y ADD: RESIDENTIAL NATURE: CONCIERGE SERVICE FOR BOOKING EXPERIENCES AND GIFTS FOR COMPANIES POSITION: OWNER START DATE: 2/1/2024 NO HRS/MO: 1 NO HRS/MO DUR TRADING: 0 DUTIES: OVERSIGHT OF ACCOUNTING. (10) NAME: SCOTTSDALE BIBLE CHURCH INV REL: N ADD: 7601 EAST SHEA BLVD, SCOTTSDALE AZ 85260 NATURE: CHURCH POSITION: MEMBER OF THE FINANCE COMMITTEE START DATE: 7/16/2024 NO HRS/MO: 1.5 NO HRS/MO: 0 DUTIES: ATTENDING MONTHLY MEETINGS JUST TO OVERSEE THE CHURCH FINANCES (11) NAME: NICK PENIDO INV REL: Y ADDR: RESIDENTIAL ADDRESS NATURE: PUBLIC SPEAKING POSITION: OWNER/SPEAKER START DATE: 8/1/2025 NO. HR/MO: 3 NO. HR/MO DURING SEC TRADING: 1 DUTIES: SPEAKING TO MASSMUTUAL GROUPS ABOUT BUSINESS PLANNING (12) NAME: THE EVERGREEN FELLOWSHIP INV REL: N ADD: RESIDENTIAL ADDRESS NATURE: A WORKSHOP TO PROVIDE ADVISORS WITH THE TOOLS NECESSARY TO START THEIR OWN BUSINESS CONSULTING SERVICES POSITION: CONSULTANT/EDUCATOR START DATE: 05/05/2026 NO. HR/MO: 5 NO. HR/MO DURING SEC TRADING: 5 DESCRIBE DUTIES: PREPARE CONTENT AND SPEAK TO PARTICIPANTS (13) NAME: EVERGREEN FELLOWSHIP LLC, INV REL: Y, ADD: RESIDENTIAL ADDRESS NATURE: OWNER OF LLC FOR PASS THROUGH COMPENSATION FOR EVERGREEN FELLOWSHIP, POSITION: OWNER, START DATE: 8/4/2026 NO. HR/MO: 3 NO. HR/MO DURING SEC TRADING: 3

Exams

• S65 Uniform Investment Adviser Law Examination
  2012-10-05
• S63 Uniform Securities Agent State Law Examination
  2010-05-04