Sarah Ann Michael

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2014 → 07/2025
  First Peoples Community Federal Credit Union
  Cumberland, MD
• 06/2014 → 07/2025
  Lpl Financial Llc
  Cumberland, MD
• 08/2025 → Present
  Cetera Investment Services Llc
  Saint Cloud, MN
• 08/2025 → Present
  First United Bank & Trust
  Oakland, MD
• 01/2026 → Present
  Cetera Investment Advisers Llc
  Oakland, MD

Other Businesses

1.) WEALTH ADVISOR IN TRUST DEPARTMENT AT FIRST UNITED BANK & TRUST; SOLICITING AND RETAINING NEW TRUST BUSINESS FROM PRESENT AND PROSPECTIVE CLIENTS, ESTABLISHING GOALS TO REACH A ASSIGNED SALES EXPECTATIONS, AND ENSURING COMPLIANCE WITH POLICIES AND PROCEDURES. 2.) SENIOR REGENT OF THE KEYSER WOMEN OF THE MOOSE CHAPTER 191; PRESIDE OVER CHAPTER AND BOARD MEMBERS; APPOINT OFFICERS AND COMMITTEE CHAIRS; 2 HOURS PER WEEK; 0 DURING TRADING HOURS.

Exams

• S66 Uniform Combined State Law Examination
  2026-01-23