Ricardo S. Penafiel

Employer firm

Ubs Financial Services Inc. CRD 8174

$916B regulatory AUM 18,245 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Periodicals / newsletters

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2010 → 08/2026
  Jpmorgan Chase Bank, Na.
  Boston, MA
• 10/2008 → 08/2026
  J.P. Morgan Securities Llc
  Boston, MA
• 08/2026 → Present
  Ubs Financial Services Inc.
  Boca Raton, FL

Previous Registrations

• 2016-10-28 → 2026-08-04
  J.P. Morgan Securities Llc
  Boston, MA
  Boston, MA
  Palm Beach, FL
  Boxford, MA

Exams

• S65 Uniform Investment Adviser Law Examination
  1996-12-10
• S63 Uniform Securities Agent State Law Examination
  1996-01-25

Other Names

• Rick Penafiel
• Richard Penafiel
• Ricardo Steve Penafiel