Richard Charles Osman

Employer firm

Integrated Wealth Concepts LLC CRD 284656

$23.6B regulatory AUM 875 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2009 → 09/2016
  Lincoln Financial Advisors
  Severna Park, MD
• 10/2016 → Present
  Lpl Financial, Llc
  Severna Park, MD
• 10/2016 → Present
  Integrated Wealth Concepts Llc
  Severna Park, MD

Previous Registrations

• 2009-06-23 → 2016-10-28
  Osaic Fa, Inc.
  Severna Park, MD
  Glastonbury, CT
  Severna Park, MD
• 1993-10-27 → 2009-06-16
  Ameriprise Financial Services, Llc
  Severna Park, MD

Other Businesses

(1) 10/14/2016: No Business Name - Non-Variable Insurance - Investment Related - 529 Benfield Rd, suite 250 - Start 07/01/2009 - 4 Hr/Mo; 3 Hour(s) During Securities Trading; 5% Time Spent - Term life, Fixed annuities, LTC, ect (2) 10/14/2016: Osman Leasing LLC - Business Entity For Tax/Investment Purposes Only - Not Investment Related - 529 Benfield Rd, suite 250, Severna Park, MD 21146 - Start 12/01/2008 - 5 Hr/Mo; 0 Hour(s) During Securities Trading; 3% Time Spent (3) 10/14/2016: Integrated Financial Partners - DBA for LPL Business (entity for LPL business) - Investment Related - 529 Benfield Road, Suite 250, Severna Park, MD 21146 - 100% Time Spent (4) 10/14/2016: Richard Osman - DBA for LPL Business (entity for LPL business) - Investment Related - 529 Benfield Rd, suite 250, Severna Park, MD 21146 - Start 07/01/2009 - 3 Hr/Mo; 3 Hour(s) During Securities Trading; 3% Time Spent (5) 10/25/2016: Integrated Wealth Concepts - Registered Investment Advisor Hybrid - DBA: (Hybrid) Integrated Wealth Concepts - Investment Related - 529 Benfield Road, Suite 250, Severna Park, MD 21146 - 100% Time Spent - I provide investment advisory services through Integrated Wealth Concepts, an independent investment advisor firm. I started this business activity in October 2016. I expect to spend approximately 100% of my time on this activity. Please see the advisory firm¿s Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. (6) 11/01/2016: Integrated Wealth Concepts - Registered Investment Advisor DBA - DBA: (Hybrid) Integrated Financial Partners - Investment Related - 529 Benfield Road, Suite 250, Severna Park, MD 21146 - 100% Time Spent (7) 9/25/2019 - Integrated Wealth Concepts - DBA: (Hybrid) Integrated Partners - Investment Related - At Reported Business Location(s) - Registered Investment Advisor DBA - IAR - Started 09/01/2019 - 160 Hours Per Month During Securities Trading. (8) 5/4/2021 - Integrated Partners - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business) - Started 05/01/2021 - 1 Hour Per Month During Securities Trading. (9) 5/5/2021 - Integrated Wealth Concepts - DBA: (Hybrid) Integrated Partners - Investment Related - At Reported Business Location(s) - Registered Investment Advisor DBA - Started 05/01/2021 - 1 Hour Per Month During Securities Trading. (10) 08/03/2022 -Phronesis Wealth Management- Investment Related- At Reported Business Location(s)- DBA for LPL Business (entity for LPL business)- Start Date- 10/01/2022 - 160 Hours Per Month/ 160 Hours During Securities Trading (11) 08/24/2022 - Phronesis Wealth Management - Investment-Related - At Reported Business Location(s) - Registered Investment Advisor DBA - Start Date - 10/01/2022 - 0 Hours Per Month/0 Hours During Securities Trading (12) 3/16/2023 - RKJC Enterprises LLC - Not Investment Related - At Reported Business Location(s) - Business Entity For Tax/Investment Purposes Only - Start Date - 04/01/2023 - 5 Hours Per Month/5 Hours During Securities Trading (13) 01/08/2024- Phroneses Wealth Management LLC- Business Entity For Tax/Investment Purposes Only- Not Investment Related - At Reported Business Location(s)- Start Date 1/1/2024- 160 hrs per mth/ during trading (14) 01/08/2024- Osman Rentals- Real Estate Rental- Investment Related- Clarksville, VA- Start Date 3/1/2024- 2 hrs per mth/ 0 hrs during trading (15) 01/14/2026 - Richard Osman LLC - Author - Not investment Related - Home Based - Start Date 01/09/2026 - 15 hours per month/ 0 hours during trading

Exams

• S65 Uniform Investment Adviser Law Examination
  1993-09-30
• S63 Uniform Securities Agent State Law Examination
  1992-02-07

Designations

• Certified Financial Planner
• Chartered Financial Consultant