Howard Calvert Richardson

Employer firm

Investment Management & Planning LLC CRD 146041

$239M regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/1997 → Present
  Lpl Financial, Llc
  Greenville, DE
• 02/2002 → Present
  Investment Management & Planning, Llc
  Greenville, DE

Other Businesses

1. 4/22/2003: DBA ONLY - DELAWARE RETIREMENT PLANNERS, INC. - GREENVILLE, DE. 2. 7/29/2010: REGISTERED INVESTMENT ADVISOR DBA - (FP) INVESTMENT MANAGEMENT & PLANNING - INVESTMENT MANAGEMENT & PLANNING, LLC - TIME SPENT 5% - GREENVILLE, DE. 3. 2/4/2015: REGISTERED INVESTMENT ADVISOR - INVESTMENT MANAGEMENT & PLANNING - START DATE=03/01/2015 - INVESTMENT RELATED - 40 HOURS PER MONTH DURING TRADING - 20 MONTCHANIN ROAD SUITE 270, GREENVILLE DE 19807. 4. 7/31/2020 - Pinehurst Golf Hospitality LLC - Investment Related - Pinehurst NC - Real Estate Rental - Start Date: 7/1/2020 - 2 Hours Per Month/0 Hours During Securities Trading. 5. 06/27/2022 - Kaffe Karma - Not Investment Related - Greeenville, DE - Other - Business Owner - Start Date - 08/01/2022 - 0 Hours Per Month/ 0 Hours During Securities Trading. 6. 12/02/2025 - Karmas Korner - Other - business owner coffee shop - Not Investment Related - Wilmington, DE - Start Date 11/03/2025 - 1 hour per month/ 0 hours during trading

Exams

• S65 Uniform Investment Adviser Law Examination
  1995-03-10
• S63 Uniform Securities Agent State Law Examination
  1992-01-23

Designations

• Certified Financial Planner