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Current Employers
Rfg Advisory, Llc

1400 Urban Center Drive Suite 475, Vestavia Hills, AL 35242-2245 • United States

Current Registrations

AuthorityCategoryStatusDate
GA RA APPROVED 2026-03-09
TX RA APPROVED 2026-02-27
  • GA RA
    APPROVED
    Since 2026-03-09
  • TX RA
    APPROVED
    Since 2026-02-27

Branch Locations

1400 Urban Center Drive Suite 475, Vestavia Hills, AL 35242-2245 • United States

6110 Mcfarland Station Drive Suite 1006, Alpharetta, GA 30004 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Forsyth County Schools Cumming GA 08/2023 Present
Forsyth County Schools Cumming GA 08/2015 07/2023
Black Oak Asset Management Alpharetta GA 12/2024 Present
Silver Oak Securities, Inc. Jackson TN 12/2024 Present
Rfg Advisory Llc Dba Black Oak Asset Management Alpharetta GA 02/2026 Present
  • 08/2023 → Present
    Forsyth County Schools
    Cumming, GA
  • 08/2015 → 07/2023
    Forsyth County Schools
    Cumming, GA
  • 12/2024 → Present
    Black Oak Asset Management
    Alpharetta, GA
  • 12/2024 → Present
    Silver Oak Securities, Inc.
    Jackson, TN
  • 02/2026 → Present
    Rfg Advisory Llc Dba Black Oak Asset Management
    Alpharetta, GA
Previous Registrations
Other Businesses

1) Black Oak Asset Management, Is Investment Related, Branch location"6110 McFarland Station, Ste 1006, Alpharetta, GA, 30004, United States",DBA,IAR,02/2026,160 hours per month,120 hours per month during trading hours, DBA name for advisory and insurance activity. 2) RFG Advisory, LLC; YES; 1400 Urban Center, Ste 475, Vestavia Hills, AL 35242; RIA; 160 hrs/mo; 160 during trading hrs.; RIA Affiliate; Investment Advisor Representative. 3) Pinnacle; Investment Related; 12724 Gran Bay Pkwy, Bldg 1, Ste 150, Jacksonville, FL 32258; Insurance Investments; Agent; 3/2026; 80 hrs/mo; 80 hrs/month during trading hours; advice on insurance investment products. 4) Forsyth County Schools, Is Not Investment Related,"1120 Dahlonega Hwy, , Cumming, GA, 30040, United States", education, part time teacher,8/1/2023,80 hours per month,80 hours per month during trading hours, Salary Compensation, part time public school teacher 5) Elite Athletics - NON investment Related - Winder, GA - Travel Baseball Coach- 01/2024 - 20 hrs/mo - 10 hrs/mo during trading - Instructing coaches new to the organization 6) Ronda Howard Designs - NON investment related - 110 knox lane, Lavonia, GA - Partial Owner/Interior Design - 1/13/2026 - 2 hrs/mo - 2hrs/mo during trading - organizing tax info

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2024-10-10
  • S65 Uniform Investment Adviser Law Examination
    2024-10-10
Other Names
  • Ricky Allen Howard
  • Rick Howard
  • Ricky A Howard

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