Julia Marie Kemmer

Employer firm

Charles Schwab & Co., Inc. CRD 5393

955,800 advisory clients

Reported services (Item 5G)

• Financial planning
• Selection of other advisers
• WRAP FEE PROGRAM SPONSOR AND FINANCIAL PLANNING ADVISOR REFERRAL PROGRAM

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 07/2021 → Present
  Charles Schwab & Co., Inc.
  Phoenix, AZ
• 02/2019 → 04/2021
  Discount Tire Company
  Gilbert, AZ
• 07/2016 → 10/2019
  Floridino's Pizza And Pasta
  Chandler, AZ
• 09/2017 → 11/2018
  Tempe Chrysler Jeep Dodge
  Tempe, AZ
• 06/2010 → 11/2018
  Global Resource Alliance
  Phoenix, AZ

Other Businesses

1) Lofts at Arcadia HOA Board | Investment Related:No|Other|Board Member|1/12/2026|Less than 20|0|Oversee condo complex maintenance projects, establish a budget, foster community engagement, and enforce rules and bylaws., 2) Four Elements Technologies, LLC | Investment Related:No|Computer Software|Lead Developer/Owner|12/9/2025|Less than 20|0|I have am forming an entity to serve as a legal structure for my personal hobbyist software development projects. The business will focus on developing mobile applications for general productivity, lifestyle, and entertainment purposes (e.g., fitness tracking, habit building, recipe organization). Specific Limitations: 1. Non-Financial - The entity will not develop any software related to banking, budgeting, investments, or financial planning. 2. No Securities - The business has no involvement with securities or investment advice. 3. No Solicitation - I will not solicit Schwab clients.

Exams

• S66 Uniform Combined State Law Examination
  2023-06-17
• S63 Uniform Securities Agent State Law Examination
  2022-01-28

Designations

• Certified Financial Planner

Other Names

• Julia M Kemmer