Penny Dyan Schmidt

Employer firm

Apella Wealth CRD 171106

$11.1B regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 02/2021 → 07/2021
  Country Capital Management Company
  Bloomington, IL
• 02/2021 → 07/2021
  Country Trust Bank
  West Des Moines, IA
• 05/2020 → 07/2021
  Country Insurance Affiliates
  West Des Moines, IA
• 12/2017 → Present
  Step Up With Penny Llc
  Clive, IA
• 09/2002 → 09/2019
  Premier Designs Jewelry
  Clive, IA
• 07/2021 → 11/2025
  Iron Horse Wealth Management
  Johnston, IA
• 06/2025 → Present
  Apella Wealth
  65 Memorial Road, C340, CT

Previous Registrations

• 2021-07-25 → 2025-11-12
  Iron Horse Wealth Management, Llc
  Johnston, IA

Other Businesses

Health Coaching ^ Investment related: No ^ West Des Moines, IA ^ Health coaching ^ Coach ^ 12/27/2017 ^ Total time devoted to this entity: 40 hours per month ^ Time devoted to this entity during trading hours: 6 hours per month ^ I talk to people about their health concerns. Call them weekly to check in. I help new coaches get started and show them how to support clients. I offer training and encouragement to my clients and my coaches clients; Treasurer for National Association of Women Business Owners, Iowa Chapter. I will present financials at monthly board meetings, making sure the chapter stays within the board approved budget. I will work closely with the Chapter Accounting professional who pays the invoices using quickbooks. She and I will meet regularly to make sure I know what is going out and coming in. I am not compensated in any way for this position.

Exams

• S65 Uniform Investment Adviser Law Examination
  2021-06-17
• S63 Uniform Securities Agent State Law Examination
  2021-03-12

Designations

• Certified Financial Planner

Other Names

• Penny Polzin