Kelly Christine Effland

Employer firm

Municap Inc. CRD 144986

20 advisory clients

Reported services (Item 5G)

MUNICIPAL ADVISORY SERVICES

From the firm’s Form ADV. Read the guides:

Current Employers

Municap Inc.

8965 Guilford Road Suite 210, Columbia, MD 21046 • United States

Current Registrations

Authority	Category	Status	Date
MD	RA	APPROVED	2024-10-09
PA	RA	APPROVED	2024-10-09
TX	RA	APPROVED	2024-10-09
VA	RA	APPROVED	2024-10-09

MD RA
APPROVED

Since 2024-10-09
PA RA
APPROVED

Since 2024-10-09
TX RA
APPROVED

Since 2024-10-09
VA RA
APPROVED

Since 2024-10-09

Branch Locations

8965 Guilford Road Suite 210, Columbia, MD 21046 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
United Capital Financial Advisers, Llc	Newport Beach	CA	04/2016	12/2016
Cwm, Llc	Omaha	NE	12/2016	09/2019
Unknown	Hagerstown	MD	10/2019	02/2020
First United Bank	Frederick	MD	03/2020	06/2024
Cetera Investment Services Llc	St. Cloud	MN	05/2020	06/2024
Cetera Investment Advisers Llc	Frederick	MD	05/2020	06/2024
Municap Inc	Columbia	MD	06/2024	Present

04/2016 → 12/2016

United Capital Financial Advisers, Llc

Newport Beach, CA
12/2016 → 09/2019

Cwm, Llc

Omaha, NE
10/2019 → 02/2020

Unknown

Hagerstown, MD
03/2020 → 06/2024

First United Bank

Frederick, MD
05/2020 → 06/2024

Cetera Investment Services Llc

St. Cloud, MN
05/2020 → 06/2024

Cetera Investment Advisers Llc

Frederick, MD
06/2024 → Present

Municap Inc

Columbia, MD

Previous Registrations

2020-05-05 → 2024-06-05

Cetera Investment Advisers Llc

Frederick, MD

Martinsburg, WV
2016-12-19 → 2019-09-23

Cwm, Llc

Hagerstown, MD
2016-04-01 → 2016-12-15

United Capital Financial Advisors

Winchester, VA
2015-08-19 → 2016-04-01

Hfi Wealth Management

Shepherdstown, WV

Other Businesses

1) JUNIOR LEAGUE OF THE EASTERN PANHANDLE INC, TREASURER, 2HRS/WK, CHECKBOOK REQUIRES DUAL SIGNERS, PRESIDENT WILL CONDUCT BANKING ACTIVITES 2) NOTARY PUBLIC

Exams

Code	Exam	Date
S63	Uniform Securities Agent State Law Examination	2020-12-22
S65	Uniform Investment Adviser Law Examination	2015-08-03

S63 Uniform Securities Agent State Law Examination

2020-12-22
S65 Uniform Investment Adviser Law Examination

2015-08-03

Designations

Certified Financial Planner

Other Names

Kelly Christine Walters

View on SEC IAPD