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Current Employers
Merrill Lynch, Pierce, Fenner & Smith Incorporated

One Bryant Park, New York, NY 10036 • United States

Current Registrations

AuthorityCategoryStatusDate
CA RA APPROVED 2019-09-24
TX RA APPROVED_RES 2019-09-23
  • CA RA
    APPROVED
    Since 2019-09-24
  • TX RA
    APPROVED_RES
    Since 2019-09-23

Branch Locations

2885 N Campbell Ave, Tucson, AZ 85719 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal No
  • Bankruptcy Yes
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Morgan Stanley Tucson AZ 03/2015 01/2017
Morgan Stanley Private Bank, National Association New York NY 05/2015 01/2017
Primerica Financial Serivices Avondale AZ 06/2018 09/2019
Pfs Investments Inc Avondale AZ 11/2018 09/2019
De Billas Luxury Oro Valley AZ 09/2015 Present
Merrill Lynch, Pierce, Fenner & Smith Incorporated Oro Valley CA 09/2019 Present
Bank Of America, N.A. Oro Valley CA 09/2019 Present
  • 03/2015 → 01/2017
    Tucson, AZ
  • 05/2015 → 01/2017
    Morgan Stanley Private Bank, National Association
    New York, NY
  • 06/2018 → 09/2019
    Primerica Financial Serivices
    Avondale, AZ
  • 11/2018 → 09/2019
    Avondale, AZ
  • 09/2015 → Present
    De Billas Luxury
    Oro Valley, AZ
  • 09/2019 → Present
    Oro Valley, CA
  • 09/2019 → Present
    Bank Of America, N.A.
    Oro Valley, CA
Previous Registrations
Other Businesses

I*431012 For profit or not for profit: Entity For Profit Name of outside business organization: Watch Plating Professionals LLC Investment related: N Address of business: Oro Valley, Arizona, 85737, United States Nature of business: ["Limited Liability Company"] Position, title, association: ["Owner"], Start date of relationship: 7/4/2022 Number of hours devoted: 8 hour(s) Weekly Number of hours devoted during trading hours: 0 Duties: , Watch Plating Services LLC is a very small online business that I have had for several years where I am the sole member. The business also reported under AIM called De Billas Lux is a very small online business that sales gold plated watches which is managed by my me in after business hours or weekends.. Our CPA has recommended that we transition De Billas Lux to be under Watch Plating Professionals LLC to reduce our tax liability. The LLC has been recently updated to be set up as a S-Corp which through I will be getting a 1500 monthly payroll payment to take advantage of the SCorp designation. I*128726 For profit or not for profit: For-Profit Organization Name of outside business organization: De Billas Investment related: N Address of business: Oro Valley, Arizona 85737 Nature of business: Sole Proprietorship, Position, title, association: Family Held, Start date of relationship: 9/1/2015 Number of hours devoted: 15 hour(s) Monthly Number of hours devoted during trading hours: 0 Duties: Online sales through online platforms like eBay. This business is being managed by my wife. I might help on the weekend or on my free time with the packing of items like custom watches.

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2012-10-10
S63 Uniform Securities Agent State Law Examination 2007-11-02
  • S66 Uniform Combined State Law Examination
    2012-10-10
  • S63 Uniform Securities Agent State Law Examination
    2007-11-02
Other Names
  • Fernando K Cubillas
  • Fernando Cubillas
  • Fernando Cubillas Montes De Oca
  • Fernando K Cubillas

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