Kristopher Michael De Grow

Current Employers

Employment History

• 10/2006 → 03/2020
  Ameriprise Financial Services, Inc.
  Midland, MI
• 03/2020 → Present
  Ameriprise Financial Services, Llc
  Midland, MI

Other Businesses

Outside Employment; Self Employed (S-corp DeGrow Consulting); Owner; Coaching or Consulting with Ameriprise Financial Advisors and their staff in the following areas:1) Staff training and development. a) Efficient data gathering. b) Consistent and systematic plan production. c) Difficult/advanced case analysis. d) other areas related to FP and practice efficiency. 2) Developing systems and procedures, including documentation. 3) Advisor consulting/training in areas in and around the financial planning process including a) Standardizing assumptions. b) Pricing according to market and value provided. c) Running efficient planning appointments. d) other efficiencies, as identified. 3) Training will be offered in group/Teams settings, individual phone/Teams training, and face to face training as needed. 4) These activities will NOT involve a full Paraplanner/advisor employer relationship. 5) I will engage AFG advisors in financial plan production. I pay a non-licensed employee of a franchise advisor to assist me in document assembly in her off hours in a 1099 relationship. 7) I generally target my services to AMPF franchise advisors but also occasionally explore relationships with small business owners, potentially including advisors from other firms when I can be certain there are no conflicts of interest. Note that this type of work with advisors at other first was previously approved in a prior OBA submission, subject to my indication that I only use tools that I develop myself or public domain tools, and not proprietary tools or information belonging to Ameriprise Financial. 8) If I perform plan production services for an AFG advisor, I use the title "Financial Planning Analyst". In any other engagements I use the titles "Financial Planning Coach and Consultant" or "Business Coach and Consultant". 9) Website has been revised per guidelines provided by CSU Relationship Manager Amanda Gibb.; 3210 Boston St, , Midland, MI, 48642; Not Investment-Related; 04/25/2014; 60 hours per month; 60 during trading hours.

Exams

• S65 Uniform Investment Adviser Law Examination
  2011-08-25
• S63 Uniform Securities Agent State Law Examination
  2003-12-11

Other Names

• Kristopher Michael Degrow
• Kristopher Michael De Grow
• Kristopher Michael Degrow