Robert Paul Pacheco

Current Employers

Employment History

• 10/2001 → Present
  World Financial Group
  Oakbrook Terrace, IL
• 01/2012 → Present
  Transamerica Financial Advisors, Inc
  Oakbrook Terrace, IL
• 07/2012 → Present
  Heartland Institute Of Financial Education
  Aurora, CO
• 05/2014 → Present
  Employee Benefit Risk Management Services
  Oakbrook, IL
• 09/2017 → Present
  Snx Consultants Inc
  Aurora, IL
• 10/2017 → 01/2020
  Aflac
  Hickory Hill, IL
• 11/2018 → 04/2022
  Exp Realty (1)
  Bellingham, WA
• 01/2019 → Present
  Pacheco Investments A Llc
  Chicago, IL
• 04/2022 → Present
  Real People Realty
  Mokena, IL
• 07/2026 → Present
  Pacheco & Associates Llc
  Plainfield, IL

Other Businesses

Sales of insurance products, part-time or full-time, for companies affiliated with Transamerica Financial Advisors (TFA). HEARTLAND INSTITUTE OF FINANCIAL EDUCATION, AURORA, INVESTMENT RELATED, 2851 S PARKER RD., SUITE 100, AURORA, CO 80014, FINANCIAL LITERACY COURSES FOR GROUPS OF PEOPLE, CERTIFIED FINANCIAL EDUCATOR, START 7/20/2012, 20 HRS/MO., OFFER COMPANIES A CHANCE TO HAVE THEIR EMPLOYEES LEARN FINANCIAL BASICS THROUGH A COURSE CURRICULUM THAT HAS BEEN APPROVED BY A CONSORTIUM OF COLLEGES AND UNIVERSITIES SNX Consultants Inc/ 9.15.2017/ Non Related Investment/ 775 Four Seasons Blvd Aurora, IL 60504/ Commercial LO/ Loans for Commercial Properties/ Find loans for commercial properties/Approved with Restrictions EMPLOYEE BENEFIT RISK MANAGEMENT SERVICES; NOT INVESTMENT RELATED; 823 COMMERCE DR, #350, OAKBROOK IL 60523; HEALTH INSURANCE; INDEPENDENT CONTRACTOR; 5/2014; 8 HRS/MONTH; SELLING HEALTH INSURANCE Pacheco Investments A LLC/ 0119-Present / Investment Related: No / 2256 N Keeler Ave. Chicago, IL 60639 / Manager / The type of business that will be conducted are rental income and rehab- restoration properties for profit / Hrs Work Monthly: 60 / Sec Trading Hrs: 1 / Rental income collection, bill paying, loan servicing, research undervalued properties, and contracting work for restoration projects. REAL PEOPLE REALTY POSITION: REAL ESTATE BROKER NATURE: Real Estate Sales INVESTMENT RELATED: No NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 1 START DATE: 04/07/2022 ADDRESS: 9981 W 190th St, Mokena IL 60448, United States DESCRIPTION: My plan going forward is to spend a minimum of 1 hour per day on real estate activities, which mostly includes calling on the referrals provided by this real estate brokerage. PACHECO & ASSOCIATES LLC POSITION: President, Owner NATURE: Insurance Sales / Entity Ownership INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 07/21/2026 ADDRESS: 25326 Gettysburg Rd, Plainfield IL 60544, United States DESCRIPTION: As the President and sole Managing Member of this pass-through entity, my responsibilities are strictly administrative, operational, and financial. Because this is a backend management company, I do not conduct any client-facing activities, sales, or investment advisory services under the entity's name. My usual daily and periodic activities with this OBA include: Financial Management & Accounting: Reviewing business revenue (assigned commission overrides and advisory fees from my registered business with WFG and TFA) and managing the business bank accounts. Expense Administration: Allocating and paying overhead costs, marketing expenses, licensing fees, software/technology costs, and organizing team-building contests. Payroll & Tax Compliance: Managing payroll to pay myself a reasonable W-2 salary as required for S-Corporation tax status, and coordinating with my accountant for corporate tax preparation. Business Strategy: Outlining internal goals and operational game plans for our local team to streamline our administrative workflow."

Exams

• S65 Uniform Investment Adviser Law Examination
  2017-12-12
• S63 Uniform Securities Agent State Law Examination
  2002-08-01