What these calculators are for
People use these pages before they hire a registered investment adviser. The job is to turn a quote into dollars. A 1% fee, a flat retainer, an hourly plan, a workplace-plan expense ratio, and an upfront commission are hard to compare until they share one unit.
Each page is a calculator plus a short guide. The numbers update as you type. The guide under the calculator explains what the math leaves out: taxes, the work in the fee, loans inside a 401(k), employer stock, and creditor protection.
What the pages do not do
These pages are not investment, tax, or legal advice. They do not pick a fund, a rollover, or an adviser. They do not read a Form ADV fee schedule. Item 5E on a firm profile names the fee type. The rate is in the brochure and the advisory agreement. After you have a number, search advisers and read the filing.
Which page to open
- Advisor fee calculator when you have a percent, a flat fee, an hourly quote, or a tiered schedule.
- 401(k) rollover cost when you are comparing the workplace plan with an IRA.
- Fee and retirement income when you are about to spend the portfolio, not only grow it.
- Commission or yearly fee when one offer is a sales charge and the other is a yearly advisory fee.
For the hiring steps after the math, use the advisor FAQ and the Form ADV guide.