Richard Cerminara

Employer firm

Silver Grove Advisory Services CRD 287512

$454M regulatory AUM 20 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers
• RETIREMENT PLAN CONSULTING SERVICES

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2005 → 12/2020
  Gwn Securities Inc.
  Palm Beach Gardens, FL
• 10/2005 → Present
  Richard Cerminara Investor Services Llc
  Saranac Lake, NY
• 01/2021 → Present
  Richard Cerminara Investor Services
  Saranac Lake, NY
• 11/2021 → Present
  Silver Grove Advisory Services
  Saranac Lake, NY

Previous Registrations

• 2021-02-14 → 2021-12-10
  Richard Cerminara Investor Services, Llc
  Saranac Lake, NY
• 2016-09-30 → 2020-12-31
  Gwn Securities Inc.
  Palm Beach Gardens, FL
  Saranac Lake, NY
  Saranac Lake, NY
  Saranac Lake, NY

Other Businesses

1) LIFE ANDM LTC INSURANCE, ANNUITIES POSITION: SALES NATURE: INSURANCE SALES INVESTMENT RELATED: NO HOURS: 15 INVESTMENT RELATED HOURS: 15 START DATE: 09/21/1987 ADDRESS: 116 KIWASSA R, SARANAC LAKE NY 12983 DESCRIPTION: FACT FIND WITH PROSPECTIVE CLIENTS TO DETERINE VARIOUS INSURANCE NEED AND PRESENT OPTIONS THAT CAN MEET THE NEEDS. 2) RENTAL PROPERTY POSITION: OWNER NATURE: RESIDENTIAL RENTAL INVESTMENT RELATED: NO NUMBER OF HOURS: 2 INVESTMENT RELATED HOURS: 0 START DATE: 03/01/1997 ADDRESS: 116 KIWASSA RD, APT 1, SARANAC LAKE NY 12983 DESCRIPTION: I RENT AN APPARTMENT IN THE BUILDING I OWN. 3) An independent rep for United Healthcare. 4) RCIS LLC, current IAR. No commissions/fee only. Insurance licensed in NY, a sales rep for United Healthcare, approx $3000-$5000 commission annually . Independent rep for AIB Ins Broker, approx. $2000-$5000 commission annually. I own a building with with my wife which we rent one apartment approx $9300 annually.

Exams

• S65 Uniform Investment Adviser Law Examination
  2014-07-21
• S63 Uniform Securities Agent State Law Examination
  1987-11-12

Other Names

• Rick Cerminara
• Richard Cerminara