Karmen D Fross

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2013 → Present
  Cetera Advisors Llc
  El Segundo, CA
• 03/2024 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 04/2024 → Present
  Prosperity Advisors, Llc
  Overland Park, KS

Previous Registrations

• 2007-11-15 → 2009-04-27
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Greensboro, NC
• 2006-07-21 → 2007-09-13
  Synergy Investment Group, Llc
  Winston Salem, NC
  Charlotte, NC
• 2003-07-01 → 2006-06-22
  Wells Fargo Clearing Services, Llc
  Greensboro, NC
  Greensboro, NC
• 2001-12-31 → 2003-07-01
  Prudential Equity Group, Llc
  Greensboro, NC

Other Businesses

1) ADMINISTRATIVE SERVICES TO CLIENTS OF SCOTT THOMAS & SHERRY WYBLE...SCOTT PRIVATE WEALTH GROUP...START DATE 5/8/09...WWW.SCOTTPRIVATEWEALTH.COM...628 GREEN VALLEY RD, STE. 306, GREENSBURG, NC 27408...40 HRS PER WK...ADMINISTRATIVE...CLIENT PAPERWORK PREPARATION, TRADE ENTRY BY INSTRUCTION OF REPS ONLY, SETTING CLIENT APPTS, NOTE-TAKINGIN MEETINGS W/CLIENTS & REPS, COURTESY CALLS TO CLIENTS, PROVIDING BASIC REPORTS TO REPS, MANAGEMENT OF TRADE BLOTTERS; 2) NAME OF OTHER BUSINESS: PROSPERITY ADVISORS, LLC , INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE:04/2024, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;

Exams

• S65 Uniform Investment Adviser Law Examination
  2001-01-22
• S63 Uniform Securities Agent State Law Examination
  1998-11-16

Other Names

• Karmen Deneene Welch
• Karmen Deneene Richards
• Karmen Deneene Richards
• Karmen Lilly
• Karmen ^ Welch
• Karmen D Richards