Francis Xavier Dwyer

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2012 → 11/2016
  Walden Savings Bank
  Montgomery, NY
• 11/2016 → 11/2025
  Rhinebeck Bank
  Newburgh, NY
• 11/2016 → 11/2024
  Osaic Institutions Llc
  Meriden, CT
• 12/2025 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 12/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 02/2024 → Present
  Leo Builds Llc
  Marlboro, NY
• 12/2025 → Present
  Francis X Dwyer
  Marlboro, NY
• 12/2025 → Present
  Corporate Plans
  El Segundo, CA

Previous Registrations

• 2021-08-12 → 2024-12-11
  Osaic Institutions, Inc.
  Newburgh, NY
  Meriden, CT
  Poughkeepsie, NY
  Poughkeepsie, NY
  Hyde Park, NY
  Red Hook, NY

Other Businesses

1. NAME OF OTHER BUSINESS: LEO BUILDS LLC INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: REAL ESTATE START DATE: 2/2024 POSITION/TITLE/RELATIONSHIP: OWNER APX NUMBER OF HOURS PER WEEK: 5 APX NUMBER OF HOURS DURING TRADING HOURS: 0 BRIEF DESCRIPTION OF DUTIES: FAMILY-OWNED LLC THAT BUYS, SELLS AND RENTS REAL ESTATE PROPERTIES; 2. NAME OF OTHER BUSINESS: FRANCIS X DWYER INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: DBA FOR FINANCIAL SERVICES START DATE: 12/2025 POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL APX NUMBER OF HOURS PER WEEK: 35 APX NUMBER OF HOURS DURING TRADING HOURS: 8 BRIEF DESCRIPTION OF DUTIES: SELLING SECURITIES AND RETIREMENT PLANS/ FINANCIAL PLANNING; 3. NAME OF OTHER BUSINESS: Corporate Plans, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 12/19/2025 POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 24, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;

Exams

• S65 Uniform Investment Adviser Law Examination
  1992-11-24
• S63 Uniform Securities Agent State Law Examination
  1992-06-09

Other Names

• Frank Dwyer