Ricardo Velez

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2023 → 05/2025
  Equitable Advisors, Llc.
  New York, NY
• 02/2018 → Present
  Uber
  San Francisco, CA
• 07/2021 → 09/2022
  Alaska Airlines
  Seattle, WA
• 10/2019 → 01/2020
  Ivan Ramen
  New York, NY
• 04/2015 → 12/2018
  Brooklyn Crab
  Brooklyn, NY
• 05/2017 → 08/2017
  Big Daddys Ii Llc (Duke's)
  New York, NY
• 11/2025 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Scarsdale, NY
• 07/2025 → 11/2025
  Aflac
  New York, NY
• 09/2025 → Present
  Julia Valler
  New York, NY
• 01/2026 → Present
  Bank Of America, N.A.
  Scarsdale, NY

Previous Registrations

• 2024-02-08 → 2025-05-30
  Equitable Advisors, Llc
  New York, NY

Other Businesses

I*3228273, Entity Type Entity For Profit, Name of OBA: JV Address: New YorkNew York10018 Investment Related: NoPosition, Title, Association: EmployeeEmployee Start Date:09/13/2025 No Hours: 24 monthly No Hours during trading:0 Duties: Promotional Model / Host, Event Staffing I*3228274, Entity Type Entity For Profit,Entity Publicly Traded, Name of OBA: Uber Technologies Address: San FranciscoCalifornia94158 Investment Related: No Position, Title, Association: Consultant/Independent Contractor Employee Start Date: 02/13/2018 No Hours: 15 monthly No Hours during trading: 0 Duties: Driver, Technology platform that connects people who need rides, food, and freight.

Exams

• S66 Uniform Combined State Law Examination
  2024-02-01