Harold Lynn Carmean

Employer firm

Cwm Advisory, LLC CRD 299923

$101M regulatory AUM 5 advisory clients

Reported services (Item 5G)

• Financial planning
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/2000 → 05/2019
  National Life Of Vermont
  Montpelier, VT
• 08/2016 → 06/2019
  Scf Securities, Inc.
  Fresno, CA
• 08/2016 → 06/2019
  Scf Investment Advisors, Inc.
  Fresno, CA
• 02/2011 → Present
  Creative Wealth Management, Llc
  Ocean Pines, MD
• 04/2019 → Present
  Cwm Advisory, Llc
  Ocean Pines, MD

Previous Registrations

• 2016-08-01 → 2019-07-01
  Scf Investment Advisors, Inc.
  Ocean Pines, MD
  San Diego, CA
• 2011-03-18 → 2016-08-01
  Wfg Advisors, Lp
  Ocean Pines, MD
• 2001-02-26 → 2011-03-18
  Equity Services, Inc.
  Christiana, DE
  Berlin, MD
  Lewes, DE
  Lewes, DE
  Havre De Grace, MD

Other Businesses

1. Harold Lynn Carmean is President of CREATIVE WEALTH MANAGEMENT, LLC/OWNER - This entity is used for payroll and receiving income generated from insurance products and services delivered by Harold Lynn Carmean in his role as an independent licensed insurance agent- 11202 RACETRACK RD, STE 102 OCEAN PINES, MD 21811; CREATIVE WEALTH MANAGEMENT, LLC - FIXED INSURANCE SALES; REAL ESTATE RENTAL - OWN & MANAGER 1 RESIDENTAL RENTAL PROPERTY. 2. 3of7Project; Instructor; Investment related: No; PO Box 301 Argon Georgia 30104 USA; 3of7Project is a training company focused on developing individuals mentally, spiritually, and physically. Duties: Instructor at live experiences/events 6-7 times per year; 2023-03-07; Hours per month devoted to business during trading hours: 0; Hours per month devoted to business outside trading hours: 10; Percentage of total yearly compensation expected to be derived from the business: .1;

Exams

• S65 Uniform Investment Adviser Law Examination
  1999-11-09
• S63 Uniform Securities Agent State Law Examination
  1999-04-07

Other Names

• Harold Carmean