Justin Tyler Pandy

Employer firm

Cambridge Investment Research Advisors, Inc. CRD 134139

$139B regulatory AUM 68,815 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Market timing

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2019 → Present
  Pandys Garden Center
  Elyria, OH
• 02/2023 → 05/2023
  Fedex Ground
  Perrysburg, OH
• 02/2013 → 05/2019
  Unemployed
  Na, OH
• 04/2023 → 05/2025
  Northwestern Mutual Life Insurance Company
  Toledo, OH
• 02/2023 → 05/2025
  Northwestern Mutual Investment Services Llc
  Toledo, OH
• 06/2025 → 01/2026
  Massmutual Life Insurance Co
  Toledo, OH
• 06/2025 → 01/2026
  Mml Investors Services, Llc
  Toledo, OH
• 02/2026 → Present
  Cambridge Investment Research, Inc.
  Fairfield, IA
• 02/2026 → 04/2026
  Lakewood Wealth Management
  Ann Arbor, MI
• 04/2026 → Present
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA

Other Businesses

1. PANDY'S GARDEN CENTER LLC, 41600 Griswold Rd, Elyria OH 44035 United States, 05/01/2020, W2 Employee, Retail Sales/Distribution, NIR, 5 HR/MO - 0 HR/MO TRADING 2. LAKEWOOD WEALTH MANAGEMENT, 180 Little Lake Dr #6A, Ann Arbor MI 48103 United States, 02/02/2026, 1099 Employee, Marketing, INV REL, 160 HR/MO - 160 HR/MO TRADING 3. JUSTIN PANDY, 41913 Debra Dr, Elyria OH 44035 United States, 04/14/2023, 1099, Insurance/Benefits/Human Resources, INV REL, 10 HR/MO - 10 HR/MO TRADING 4. CIRA, 1776 Pleasant Plain Road, Fairfield, IA 52556, 04/2026, Investment Advisor Representative, CIRA Affiliation, INV REL, 160 HR/MO, 120 HR/MO TRADING

Exams

• S63 Uniform Securities Agent State Law Examination
  2024-07-09

Designations

• Certified Financial Planner

Other Names

• Justin Tyler Pandy