Steven Rubinstein

Employer firm

Commonwealth Financial Network CRD 8032

$213B regulatory AUM 20,450 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Periodicals / newsletters

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/2008 → 05/2024
  Sagepoint Financial Inc
  Carlsbad, CA
• 09/2023 → 05/2024
  Osaic Wealth, Inc.
  Carlsbad, CA
• 05/2024 → Present
  Commonwealth Financial Network
  San Diego, CA
• 05/2024 → Present
  Terramar Wealth
  Fallbrook, CA

Previous Registrations

• 2023-09-01 → 2024-05-03
  Osaic Wealth, Inc.
  Carlsbad, CA
• 2011-03-21 → 2023-09-01
  Osaic Services, Inc.
  Carlsbad, CA

Other Businesses

1. Fixed insurance sales; as of 1/01/2024; 2% of time spent during business hours; Conducted at branch location; Investment related. 2. Investment Review Board with City of Carlsbad, CA; Located at 1200 Carlsbad Village Drive, Carlsbad, CA 92008, as of 10/16/2025; 0% of time spent during business hours; Not Conducted at branch location; Investment related.

Exams

• S66 Uniform Combined State Law Examination
  2011-03-16
• S63 Uniform Securities Agent State Law Examination
  2008-12-17

Other Names

• Steven David Rubinstein