John Russell Moody

Current Employers

Frugal Financial Retirement Plan Services, Llc

205 N. Conception St., Mobile, AL 36603 • United States

Current Registrations

Authority	Category	Status	Date
CO	RA	APPROVED	2026-03-06

CO RA
APPROVED

Since 2026-03-06

Branch Locations

Littleton, CO • United States

205 N. Conception St., Mobile, AL 36603 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal Yes
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Student	Littleton	CO	08/1997	05/2017
Unemployed	Boulder	CO	05/2017	11/2017
Northwestern Mutual Life Insurance Company	Milwaukee	WI	12/2017	09/2018
Northwestern Mutual Investment Services Llc	Boulder	CO	12/2017	09/2018
Onedigital Investment Advisors Llc	Overland Park	KS	10/2023	02/2026
Threat X, Inc	Boulder	CO	09/2018	06/2019
American Trust Retirement	Lexington	KY	07/2019	10/2023
Frugal Financial Retirement Plan Services, Llc	Saint Petersburg	FL	02/2026	Present

08/1997 → 05/2017

Student

Littleton, CO
05/2017 → 11/2017

Unemployed

Boulder, CO
12/2017 → 09/2018

Northwestern Mutual Life Insurance Company

Milwaukee, WI
12/2017 → 09/2018

Northwestern Mutual Investment Services Llc

Boulder, CO
10/2023 → 02/2026

Onedigital Investment Advisors Llc

Overland Park, KS
09/2018 → 06/2019

Threat X, Inc

Boulder, CO
07/2019 → 10/2023

American Trust Retirement

Lexington, KY
02/2026 → Present

Frugal Financial Retirement Plan Services, Llc

Saint Petersburg, FL

Previous Registrations

2024-01-10 → 2026-02-03

Onedigital

Littleton, CO

Englewood, CO

Overland Park, KS

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	2024-01-09

S65 Uniform Investment Adviser Law Examination

2024-01-09

Other Names

Jack Moody

View on SEC IAPD