Frederick Allan Gray

Employer firm

Independent Financial Group, LLC CRD 7717

$12.9B regulatory AUM 301 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Portfolio management (institutions)
Pension consulting
Selection of other advisers

From the firm’s Form ADV. Read the guides:

Current Employers

Independent Financial Group, Llc

12671 High Bluff Dr Suite 200, San Diego, CA 92130 • United States

Current Registrations

Authority	Category	Status	Date
MI	RA	APPROVED	2016-08-08

MI RA
APPROVED

Since 2016-08-08

Branch Locations

Midland, MI • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination Yes

Employment History

Organization	City	State	From	To
Independent Financial Group	Saginaw	MI	08/2016	Present

08/2016 → Present

Independent Financial Group

Saginaw, MI

Previous Registrations

2015-04-30 → 2016-08-10

Investors Capital Corp.

Lynnfield, MA

Midland, MI

Gilford, NH

Saginaw, MI

Lynnfield, MA

Lynnfield, MA
2010-06-25 → 2014-12-26

Edward Jones

Saginaw, MI

Other Businesses

(1) THOMAS TOWNSHIP BUSINESS ASSOCIATION POSITION: Officer/Director NATURE: Board Member or Officer (Profit or Non-Profit) INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 06/01/2004 ADDRESS: 2100 Norwood, Midland MI 48640, United States DESCRIPTION: BOARD OF DIRECTORS OF THOMAS TOWNSHIP BUSINESS ASSOCIATION (2) GRAY FINANCIAL SERVICES POSITION: Agent/Representative NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 220 SECURITIES TRADING HOURS: 160 START DATE: 08/06/2016 ADDRESS: 2100 Norwood, Midland MI 48640, United States DESCRIPTION: 100% OWNER OF DBA GRAY FINANCNIAL SERVICES USED FOR MARKETING PURPOSES. (3) MIDLAND FIRST UNITED METHODIST POSITION: Officer/Director NATURE: Board Member or Officer (Profit or Non-Profit) INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 01/01/2016 ADDRESS: 315 N larkin, Midland MI 48640, United States DESCRIPTION: BOARD OF DIRECTORS OF MIDLAND FIRST UNITED METHODIST. (4) THOMAS TOWNSHIP DDA POSITION: Officer/Director NATURE: Board Member or Officer (Profit or Non-Profit) INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 01/01/2016 ADDRESS: Miller Rd, Saginaw MI 48609, United States DESCRIPTION: BOARD OF DIRECTORS OF THOMAS TOWNSHP DDA. THOMAS TOWNSHIP KIWANIS POSITION: Officer/Director NATURE: Board Member or Officer (Profit or Non-Profit) INVESTMENT RELATED: No NUMBER OF HOURS: 15 SECURITIES TRADING HOURS: 15 START DATE: 10/01/2024 ADDRESS: 2100 Norwood, Midland MI 48640, United States DESCRIPTION: The club has a small Foundation Fund which is governed by the club Treasurer and Board of 4 at large members.

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2010-05-17
S63	Uniform Securities Agent State Law Examination	1999-03-18

S66 Uniform Combined State Law Examination

2010-05-17
S63 Uniform Securities Agent State Law Examination

1999-03-18

View on SEC IAPD