Luis Armando Pena-Hernandez

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2022 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Coral Gables, FL
• 08/2022 → 09/2022
  Unemployed
  Doral, FL
• 02/2022 → 08/2022
  Puma
  Doral, FL
• 05/2021 → 02/2022
  Uber Eats/ Instacart
  Doral, FL
• 12/2020 → 05/2021
  Aldi
  Doral, FL
• 06/2020 → 12/2020
  Postmates/ Uber Eats
  Doral, FL
• 08/2020 → 07/2024
  Miami-Dade
  Doral, FL
• 08/2019 → 06/2020
  Ronald Reagan Senior High-School
  Doral, FL
• 08/2017 → 08/2019
  Divine Savior Academy
  Doral, FL
• 08/2016 → 08/2017
  Ronald Reagan Senior High-School
  Doral, FL
• 08/2026 → Present
  Bank Of America, N.A.
  Coral Gables, FL

Other Businesses

I*5117283, Entity Type Entity For Profit, Name of OBA: KAIRO 29 LLC Address: Doral Florida 33178 Investment Related: No Position, Title, Association: Other Employee Start Date: 05/19/2026 No Hours: 5 Monthly No Hours during trading: 0 Duties: My specific responsibilities include managing the company's bank accounts and financial records, reviewing and approving major equipment purchases and capital expenditures, evaluating potential investment opportunities for return on investment before approval, monitoring overall business performance and profitability, and receiving distributions or residual income as a passive ownership stake. In which i have 36% ownership. My wife (REDACTED) who also has 64% of the business as well. Manages communication and relationships with the business partners and operations. Negotiating the terms of the equipment rental and investment arrangements with them. Coordinating logistics around the equimpent, like scheduling and deployment with the partners. Monitoring the partners' compliance with the agreed terms and performance of the arrangement. And then receiving distributions or residual income as her fifty percent ownership stake. Ownership interest in a private company engaged in the wholesale distribution and investment of heavy machinery and equipment, including trucks and related parts. Business activities include equipment sales, rental, and leasing arrangements, generating income through service fees and monthly residual payments from clients.

Exams

• S66 Uniform Combined State Law Examination
  2026-05-05