Krystal Marie Daniels

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2024 → 10/2024
  Mml Investors Services, Llc
  Chicago, IL
• 05/2024 → 10/2024
  Massmutual Life Insurance Company
  Chicago, IL
• 05/2022 → 09/2022
  Bisca Capital
  Panama City
• 04/2021 → 08/2021
  Starbucks
  Ottawa, IL
• 04/2016 → 09/2018
  Jimmy Johns
  Spring Valley, IL
• 05/2024 → 10/2024
  Lenox Advisors
  Chicago, IL
• 12/2022 → 05/2024
  Unemployed
  Chicago, IL
• 05/2014 → 05/2018
  St. Bede Academy
  Peru, IL
• 08/2018 → 05/2020
  St. Ambrose University
  Davenport, IA
• 08/2020 → 12/2022
  Illinois State University
  Normal, IL
• 05/2020 → 08/2021
  Illinois Valley Community College
  Oglesby, IL
• 09/2025 → 06/2026
  Equity Services Inc
  Montpelier, VT
• 05/2025 → 06/2026
  National Life Group
  Chicago, IL
• 10/2024 → 05/2025
  Unemployed
  Chicago, IL
• 06/2026 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Chicago, IL
• 07/2026 → Present
  Bank Of America, N.A.
  Chicago, IL

Other Businesses

I*4778281, Entity Type Entity For Profit,Entity Publicly Traded, Name of OBA: Instacart Shopper Address: San Francisco California 94105 Investment Related: No Position, Title, Association: Consultant/Independent Contractor Employee Start Date: 01/01/2026 No Hours: 3 Weekly No Hours during trading: 0 Duties: I am expected to shop from a shopping list and drop off items to residential areas. Small weekend part time job to shop and drop off groceries

Exams

• S66 Uniform Combined State Law Examination
  2026-08-28

Other Names

• Krystal Daniels
• Krystal Marie Daniels