Richard Charles Lacava

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2014 → Present
  Rljl Holdings, Inc.
  Carver, MA
• 12/2014 → 09/2016
  Hd Vest Investment Services
  Carver, MA
• 12/2014 → 09/2016
  Hd Vest Advisory Services
  Carver, MA
• 12/2014 → 02/2017
  Hd Vest Insurance Agency Inc
  Irving, TX
• 09/2016 → 01/2017
  Ameriprise Financial Services, Inc.
  Hingham, MA
• 09/2019 → 09/2025
  Avantax Investment Services, Inc.
  Carver, MA
• 01/2000 → 09/2025
  Avantax Insurance Agency And/Or Avantax Insurance Services.
  Carver, MA
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Carver, MA
• 07/2026 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2016-09-19 → 2017-01-20
  Ameriprise Financial Services, Llc
  Hingham, MA
• 2015-01-26 → 2016-09-30
  Avantax Advisory Services
  Carver, MA
• 2003-11-12 → 2014-12-23
  Commonwealth Financial Network
  Carver, MA
• 1994-04-14 → 2004-02-18
  Avantax Advisory Services
  Carver, MA

Other Businesses

1) RLJL HOLDING, INC~'NIR'~124-C MAIN ST~CARVER~MA~02330~Accounting Services/Tax Preparation~Owner~9/17/2014~100hrs~80hrs~I PREPARE TAX RETURNS, COMPILE CLIENT FINANCIAL INFORMATION AND MANAGE OTHER STAFF MEMBERS. 2) NOTARY PUBLIC POSITION: ST OF MA NOTORY NATURE: FUNCTION AS A NOTORY PUBLICI AM AWARE THAT I CANNOT ACT AS A NOTORY FOR ANY INVESTMENT DOCUMENTS FOR MY CLIENTS INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 10/06/2004 ADDRESS: 124-C Main Street, Carver MA 02330, United States DESCRIPTION: THESE NOTARY SERVICES ARE PROVIDED FREE OF CHARGE AS A CONVIENCE TO THE GENERAL PUBLIC 3)RLJL HOLDINGS, INC POSITION: PRESIDENT NATURE: TAX PREPARATION INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 0 START DATE: 09/17/2014 ADDRESS: 124-C Main Street, Carver MA 02330, United States DESCRIPTION: MANAGE COMPANY AND PREPARE AND SUPERVISE PREPERATION OF TAX RETURNS

Exams

• S63 Uniform Securities Agent State Law Examination
  2020-12-14
• S65 Uniform Investment Adviser Law Examination
  1999-12-20

Designations

• Personal Financial Specialist

Other Names

• Richard Charles Lacava