Frederick Gene Costantino

Employer firm

Imperative Wealth Planning CRD 343196

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2016 → 01/2026
  S.E.E.D. Planning Group, Llc
  Binghamton, NY
• 06/2026 → Present
  Imperative Wealth Planning Llc
  Endwell, NY
• 01/2026 → Present
  Bc Homes, Llc
  Endwell, NY

Previous Registrations

• 2021-06-16 → 2026-01-16
  S.E.E.D. Planning Group, Llc
  Binghamton, NY
• 2013-09-27 → 2016-07-14
  Morgan Stanley
  Binghamton, NY
• 2010-10-13 → 2013-09-30
  Wells Fargo Clearing Services, Llc
  Johnson City, NY

Other Businesses

BC Homes, LLC; non-investment related; 2733 Jonas Lane Endwell NY 13760; Real estate investments; Owner; 01/2026; 10/hrs/mo; I started for real estate investing for myself personally. It is for flipping houses (buying, renovating and selling) and for buying rentals.

Exams

• S65 Uniform Investment Adviser Law Examination
  2011-05-09
• S63 Uniform Securities Agent State Law Examination
  1998-10-07

Designations

• Certified Financial Planner

Other Names

• Fred Costantino
• Fred Gene Costantino