Stephen Patrick Higgins

Employer firm

Florida Financial Advisors, LLC CRD 288811

$456M regulatory AUM 4,295 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 07/2026 → Present
  Florida Financial Advisors Dba Tristate Financial Advisors
  Charlotte, NC
• 12/2022 → 01/2026
  Hannaford Supermarkets
  Delmar, NY
• 06/2022 → 08/2022
  Town Of Bethlehem Parks And Recreation
  Bethlehem , NY
• 09/2017 → 05/2022
  La Salle Institute
  East Greenbush, NY
• 09/2014 → 08/2017
  Bethlehem Central Middle School
  Bethlehem, NY
• 08/2022 → 05/2026
  Stonehill College
  Easton, MA

Other Businesses

Florida Financial Advisors (DBA Tristate Financial Advisors). Investment Related. 4235 S Stream Blvd, Suite 420, Charlotte NC 28217. Nature of Business: RIA. Position: Financial Consultant. Start Date: 07/2026. Hours per Month: 160. Hours per Month During Trading Hours: 160. Investment Related Activities. Florida Financial Insurance, LLC (DBA Tristate Financial Advisors). Investment-Related. 4235 S Stream Blvd, Suite 420, Charlotte NC 28217. Nature of Business: Insurance. Position: Independent Contractor. 07/2026. 10 hours per month during trading hours (approx.). Insurance producer involved in consumer sales

Exams

• S65 Uniform Investment Adviser Law Examination
  2026-06-16