Donica D Masterson - Ruano

Employer firm

Rfg Advisory, LLC CRD 158401

$7.97B regulatory AUM 12 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (investment companies)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/2015 → 07/2017
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  The Woodlands, TX
• 03/2023 → 09/2025
  Brinker Capital Securities
  Berwyn, PA
• 03/2025 → 09/2025
  Orion Portfolio Solutions
  Omaha, NE
• 07/2017 → 01/2019
  Waterway Wealth Management
  The Woodlands, TX
• 01/2019 → 06/2019
  Homemaker
  The Woodlands, TX
• 06/2019 → 01/2020
  Provident Wealth
  The Woodlands, TX
• 01/2020 → 09/2021
  Viaggio Wealth
  Magnolia, TX
• 09/2021 → 12/2022
  Authentic Land Transfer
  Berwyn, PA
• 12/2022 → 03/2023
  Homemaker
  The Woodlands, TX
• 12/2022 → 12/2022
  Quest Agency
  The Woodlands, TX
• 09/2025 → Present
  Onedigital Investment Advisors Llc
  Overland Park, KS
• 07/2026 → Present
  Rfg Advisory Llc
  Birmingham, AL

Previous Registrations

• 2025-09-08 → 2026-01-16
  Onedigital
  The Woodlands, TX
  Overland Park, KS
• 2025-05-20 → 2025-09-09
  Orion Portfolio Solutions, Llc
  Omaha, NE

Other Businesses

1) RFG Advisory, LLC; YES; 1400 Urban Center, Ste 475, Vestavia Hills, AL 35242; RIA; 160 hrs/mo; 160 during trading hrs.; RIA Affiliate; Investment Advisor Representative. 2) ORION SECURITY LOGISTICS GROUP; NOT INVESTMENT RELATED; THE WOODLANDS, TX 77382; LLC; PARTNER; 2020 START; 0 HOURS;MONTH DEVOTED; 0 HOURS DURING SECURITY TRADING HOURS; EXECUTIVE PROTECTION/SECURITY SERVICES CONSULTING

Exams

• S65 Uniform Investment Adviser Law Examination
  2025-05-19
• S63 Uniform Securities Agent State Law Examination
  1995-08-16

Other Names

• Donica Day Baker
• Donica Day Baker
• Donica Baker Masterson
• Donica Baker Masterson-Ruano
• Donica D Masterson-Ruano
• Donica Masterson - Ruano