Julia B To

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2022 → Present
  Williams Tax And Financial Services
  Los Alamitos, CA
• 10/2020 → 10/2022
  H&R Block
  Anaheim Hills, CA
• 10/2012 → 12/2018
  Unemployed
  Seal Beach, CA
• 10/2022 → 09/2025
  Avantax Investment Services, Inc.
  Los Alamitos, CA
• 10/2022 → 09/2025
  Avantax Advisory Services
  Los Alamitos, CA
• 01/2019 → 10/2020
  Hopkins & Company An Accountancy Co
  Anaheim Hills, CA
• 10/2022 → 10/2022
  Avantax Insurance Agency, Llc
  Los Alamitos, CA
• 10/2022 → 09/2025
  Avantax Insurance Agency And/Or Avantax Insurance Services
  Los Alamitos, CA
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Los Alamitos, CA
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2022-11-28 → 2025-09-05
  Avantax Advisory Services
  Dallas, TX
  Los Alamitos, CA

Other Businesses

1) WILLIAMS TAX AND FINANCIAL SERVICES; POSITION: TAX PREPARER NATURE: TAX PLANNING, TAX PREPARATION, INVESTMENT PLANNING, RETIREMENT PLANNING AND ESTATE PLANNING BUSINESS INVESTMENT RELATED: Yes NUMBER OF HOURS: 173 SECURITIES TRADING HOURS: 130 START DATE: 10/01/2022; 4474 Cerritos Ave, Los Alamitos CA 90720: PLANNING AND PREPARATION OF TAX RETURN IN ADDITION TO TAX CONSULTATION AND QUICKBOOK, PAYROLL AND REPSONSE TO IRS AND OTHER TAX ENTITIES.

Exams

• S66 Uniform Combined State Law Examination
  2022-11-26

Designations

• Certified Financial Planner

Other Names

• Julia B Chow
• Julia B Po